Associate

Mega Drive for HCL- Tech (7th Aug 25) - US Mortgage underwriting

Location - Chennai

Walkin Details

Date -

Time

HR Contact Person

Venue

Roles & Responsibilities

• 1-5 years
• Min 1 year as QA
• US Shifts/Also flexible for any shifts

Review loan files for completeness and accuracy

Perform QA based on defined guidelines - Perform quality control reviews of residential loan files in accordance with Process quality control policies and procedures and accepted quality control standards.

Share the feedback and identify the coaching opportunities

Knowledge to validate that a prospective mortgagor&aposs loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan

Confirm application information against all documents within the file

Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents.

Should have experience in Income Calculations

Should possess analytical skills in reviewing the LTV/CLTV

Review the eligibility of Property, Borrowers

Evaluate debt ratio, loan-to-value ratios, credit score, property valuation

Identify risk factors, including fraud red flags to determine or verify misrepresentation

Condition files for missing/ supporting documentation as needed

Test system updates as well as system changes as they occur

Ensure the appropriate and confidential handling / sharing of sensitive client data.

Ensure all policies, procedures and guidelines are followed.

Complete required trainings and assessment.