Associate Director, Credit Analyst

As a Credit Analyst at our esteemed banking institution, you will be utilizing your extensive knowledge of risk assessment and portfolio risk management to support our Account Managers in conducting credit reviews, ongoing risk monitoring, and evaluating client creditworthiness. Your role will also involve assessing our risk appetite against market and economic conditions across various markets and asset classes. Working within our Banking and Coverage team, you will play a crucial role in managing and developing client relationships on a global scale. Collaborating with product partners, you will deliver a wide range of financial solutions such as working capital, financing, trade, cash, and market solutions. From sustainable trade finance to credit derivatives and mergers and acquisitions advisory, you will be at the forefront of providing innovative and tailored services to our clients. Key Responsibilities: - Leading credit reviews, analyzing and monitoring client credit risk to ensure creditworthiness. - Providing timely and insightful client portfolio credit analysis. - Collaborating with Banking, Coverage, and Risk teams on credit analysis, origination, and monitoring. - Delivering client fraud risk assessments and identifying business opportunities with acceptable risk profiles. - Conducting credit analysis considering market dynamics, client industry, and financial factors. - Analyzing client cash flow, liquidity, balance sheet strength, and profitability vulnerability. Skills and Experience: - Proficiency in risk management, financial forecasting, and modeling. - Strong financial and quantitative skills with expertise in client due diligence. - Ability to analyze data and visualize information effectively. - Knowledge of financial services regulatory environment. - Strong decision-making abilities and the capacity to work under pressure in a dynamic environment. Competencies: - Action Oriented - Collaborative - Customer Focus - Provides Clarity & Guidance - Manages Ambiguity - Develops Talent - Drives Vision & Purpose - Nimble Learning - Decision Quality - Courage - Instills Trust - Strategic Mindset Joining Standard Chartered means being part of an international bank that is both agile and impactful. With a history spanning over 170 years, we are committed to making a positive difference for our clients, communities, and employees. We encourage innovation, growth, and continuous improvement, and we value diversity, inclusion, and integrity in everything we do. As part of our team, you can expect: - Core bank funding for retirement savings, medical, and life insurance. - Time-off benefits including annual leave, parental/maternity leave, sabbatical, and volunteering leave. - Flexible working options and patterns to suit your lifestyle. - Wellbeing support through various programs and initiatives. - Opportunities for continuous learning and development. - Inclusive and values-driven work environment that celebrates diversity and fosters growth. If you are seeking a purpose-driven career in banking and want to contribute to a positive impact, we would love to hear from you. Visit our careers website at www.sc.com/careers to explore opportunities and join us on our mission to drive commerce and prosperity through unique diversity.,