Job
Description
Role Overview: As an Area Sales Manager for Personal Loan at IDFC First in Mumbai, your primary responsibility will be to scale up the business for Personal Loan lending in the designated area. You will achieve this by delivering banking solutions to customers in a cost-efficient and technologically effective manner. Your role will involve close collaboration with various teams within the Retail Banking unit, including Product Head, Operations, Sales, IT, Credit, and BIU. Your ultimate goal will be to provide customers with a seamless and fulfilling banking experience, making IDFC First their preferred bank for all their banking needs. Key Responsibilities: - Acquire Personal loan customers in the identified segment and generate references from the specified catchment area - Grow the AUM base for Personal Loan lending solutions, ensuring overall revenue, cost, profitability, and portfolio quality targets are met - Collaborate with the Product Head Personal Loan to offer customers best-in-class funding solutions and ensure appropriate incentivization of key DST's - Develop a channel mix strategy and build strong relationships with Digital marketplace partners and key alliances - Create a customer journey that leads to customer delight and establishes IDFC First as their banking partner of choice - Supervise distribution channel success through RM training, enablement, integration of alliance channels, improved TAT, and focused intervention on low productivity locations - Ensure successful adoption of internal compliances and regulatory framework across the business - Work with the Head of Collections to reduce net credit loss and delinquency metrics Qualification Required: - Graduate in any discipline (Full Time) - Post Graduate in any discipline (Full Time) Additional Details: No additional details provided in the job description. Role Overview: As an Area Sales Manager for Personal Loan at IDFC First in Mumbai, your primary responsibility will be to scale up the business for Personal Loan lending in the designated area. You will achieve this by delivering banking solutions to customers in a cost-efficient and technologically effective manner. Your role will involve close collaboration with various teams within the Retail Banking unit, including Product Head, Operations, Sales, IT, Credit, and BIU. Your ultimate goal will be to provide customers with a seamless and fulfilling banking experience, making IDFC First their preferred bank for all their banking needs. Key Responsibilities: - Acquire Personal loan customers in the identified segment and generate references from the specified catchment area - Grow the AUM base for Personal Loan lending solutions, ensuring overall revenue, cost, profitability, and portfolio quality targets are met - Collaborate with the Product Head Personal Loan to offer customers best-in-class funding solutions and ensure appropriate incentivization of key DST's - Develop a channel mix strategy and build strong relationships with Digital marketplace partners and key alliances - Create a customer journey that leads to customer delight and establishes IDFC First as their banking partner of choice - Supervise distribution channel success through RM training, enablement, integration of alliance channels, improved TAT, and focused intervention on low productivity locations - Ensure successful adoption of internal compliances and regulatory framework across the business - Work with the Head of Collections to reduce net credit loss and delinquency metrics Qualification Required: - Graduate in any discipline (Full Time) - Post Graduate in any discipline (Full Time) Additional Details: No additional details provided in the job description.
