Area Manager-RCU

Role Overview: As an Area Manager in Retail Banking within the Risk function, you will be responsible for managing the Risk Control activities across all products in the Retail platform within your designated area. Your primary tasks will involve evaluating business processes through random sampling of loan proposals based on pre-defined parameters, documenting and reporting findings, analyzing critical MIS reports, conducting fraud investigations, and implementing fraud control measures to minimize losses. Key Responsibilities: - Manage all RCU activities for the assigned area - Supervise risk control, Fraud Control (FCU/RCU), Investigations & Field Verifications activities in the allocated area - Conduct pre-disbursement sample verification to check the authenticity of documents - Perform post-disbursement sample checking through borrower visits - Monitor RCU agencies regularly - Mitigate risks associated with processes outsourced to DSAs & CPAs - Maintain and share MIS at approved intervals - Ensure data integrity and accuracy - Audit assigned business to verify process compliance - Manage projects related to core risk infrastructure, tools, systems, and data - Stay updated on the latest fraud trends and provide updates to various departments within the Bank - Implement fraud surveillance mechanism on banking transactions Qualifications Required: - Graduate in any discipline - Postgraduate with an MBA in Finance - Minimum of 4-8 years of experience in RCU (Note: The job description did not include any additional details about the company.),