APAC Wholesale Credit Risk - Associate

In this role at JPMorgan Chase, as a Wholesale Credit Risk APAC Associate based in Mumbai, you will be working with a diverse range of Corporate and Financial Institution clients in the APAC region. Your main responsibilities will include structuring, negotiating, and developing recommendations for new transaction approvals across various products such as loans, derivatives, and treasury products. Additionally, you will lead due diligence and credit analysis to evaluate counterparties" creditworthiness, provide recommendations on appropriate structures, risk appetite, and client grading, and manage ongoing credit risk portfolio. **Key Responsibilities:** - Demonstrate proactive ownership of your assigned portfolio of clients, including borrower/market performance, and act as the main point of contact for all internal and external stakeholders for your portfolio - Conduct transaction due diligence and credit analysis to assess counterparty creditworthiness - Make recommendations on appropriate structure, risk appetite, and client grading based on forward-looking credit analysis - Lead structuring and documentation negotiations with the support of senior colleagues - Balance a commercial and solution-driven mindset with a sound risk and controls attitude - Commit to personal development and foster team knowledge through coaching and training - Develop close working relationships with various stakeholders/product partners within the Commercial & Investment Bank - Drive key initiatives and process changes by identifying limitations/gaps in systems, risk controls, and policies **Qualifications Required:** - Bachelor's Degree in Business, Finance, or a related field - Minimum of 3 years of experience in credit risk management in the financial services industry - Familiarity with the concepts of Credit Risk and potential mitigants - Good interpersonal and communication skills, with the ability to establish credibility and trust with internal business and risk stakeholders - Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment If you are eager to contribute to the growth of the firm by anticipating new and emerging risks and applying your expert judgement to solve real-world challenges impacting the company, customers, and communities, this opportunity at JPMorgan Chase might be the right fit for you.,