Analyst, SME

As an Analyst in the SME & Transaction Banking team at our small finance bank in Bangalore, your primary responsibility will be to identify, evaluate, and manage lending opportunities for SME clients across various sectors. You will collaborate with internal teams and external stakeholders to execute lending transactions efficiently while ensuring ongoing portfolio monitoring. Your role will require you to conduct financial analysis, risk assessment, credit underwriting, and prepare detailed credit memos for presentation to internal committees. Moreover, you will be involved in building and maintaining relationships with companies and founders, and handle due diligence, negotiations, documentation, and closure of transactions. Monitoring portfolio companies through monthly MIS and maintaining compliance documents will also be part of your responsibilities. To excel in this role, you should possess a CA, CFA, or MBA (Finance preferred) with 1 to 5 years of experience in credit analysis, structured lending, investment banking, private equity, venture capital, or transaction advisory. A strong understanding of financial statements, ratios, financial modeling, and exposure to sectors like consumer goods, healthcare, logistics, fintech, and real estate will be advantageous. Proficiency in Microsoft Excel, Word, and PowerPoint, along with excellent communication skills and attention to detail, are essential. Additionally, your ability to work in a fast-paced environment, display a strong sense of ownership, and willingness to go beyond the job scope when required will be highly valued. This is a full-time Manager-level position with a day shift schedule and a performance bonus structure. If you have experience in SME finance and meet the qualifications mentioned above, we encourage you to apply for this exciting opportunity at our office in Bangalore.,