Zonal Manager - Retail Credit - Credit - Housing - EM - Hyderabad - Kukatpally Mandal - MM

As a Zonal Credit Manager, you will be responsible for overseeing and managing the credit operations within a specific geographic zone. Your main objective will be to ensure that all credit policies and procedures are implemented effectively to minimize risk and maximize profitability. You will be required to analyze credit data, evaluate creditworthiness of potential customers, and make recommendations regarding credit limits and terms. Additionally, you will work closely with the sales team to provide guidance on credit-related matters and ensure that all credit decisions are in line with company policies. In this role, you will also be responsible for monitoring the performance of existing accounts, identifying potential credit issues, and taking proactive steps to mitigate risk. You will need to stay updated on industry trends and best practices in credit management to continuously improve the credit processes within your zone. The ideal candidate for this position will have a strong background in credit management, excellent analytical skills, and the ability to make sound credit decisions. Effective communication and interpersonal skills are also essential, as you will be required to collaborate with multiple stakeholders across the organization. Overall, as a Zonal Credit Manager, you will play a crucial role in ensuring that credit operations run smoothly and contribute to the overall success of the organization.,