Zonal Manager - Retail Credit - Credit - Housing - EM - Hyderabad - Kukatpally Mandal - MM

6 - 10 years

0 Lacs

Posted:1 day ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Role Overview: As a Zonal Credit Manager, you will be responsible for managing and overseeing the credit operations within a designated zone. You will play a key role in ensuring the creditworthiness of customers and maintaining a healthy credit portfolio for the company. Key Responsibilities: - Develop and implement credit policies and procedures for the zone - Evaluate the creditworthiness of potential customers and make recommendations - Monitor and manage the overall credit exposure within the zone - Review and analyze credit applications and make decisions based on established criteria - Collaborate with sales and finance teams to ensure timely collections and minimize credit risks - Provide training and guidance to credit teams within the zone - Prepare reports and analysis on credit performance for senior management Qualifications Required: - Bachelor's degree in finance, accounting, or a related field - Proven experience in credit management or a similar role - Strong analytical skills and attention to detail - Excellent communication and interpersonal abilities - Ability to work well under pressure and meet deadlines - Knowledge of credit laws and regulations Additional Details: The company is a leading financial services provider with a strong focus on customer satisfaction and innovation. Joining our team will offer you the opportunity to work in a dynamic and collaborative environment, where your skills and expertise will be valued and rewarded. Role Overview: As a Zonal Credit Manager, you will be responsible for managing and overseeing the credit operations within a designated zone. You will play a key role in ensuring the creditworthiness of customers and maintaining a healthy credit portfolio for the company. Key Responsibilities: - Develop and implement credit policies and procedures for the zone - Evaluate the creditworthiness of potential customers and make recommendations - Monitor and manage the overall credit exposure within the zone - Review and analyze credit applications and make decisions based on established criteria - Collaborate with sales and finance teams to ensure timely collections and minimize credit risks - Provide training and guidance to credit teams within the zone - Prepare reports and analysis on credit performance for senior management Qualifications Required: - Bachelor's degree in finance, accounting, or a related field - Proven experience in credit management or a similar role - Strong analytical skills and attention to detail - Excellent communication and interpersonal abilities - Ability to work well under pressure and meet deadlines - Knowledge of credit laws and regulations Additional Details: The company is a leading financial services provider with a strong focus on customer satisfaction and innovation. Joining our team will offer you the opportunity to work in a dynamic and collaborative environment, where your skills and expertise will be valued and rewarded.

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Tata Capital logo
Tata Capital

Financial Services

Mumbai Maharashtra