Working capital RM

5 - 10 years

6 - 10 Lacs

Posted:1 day ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Role & responsibilities

Job Title:

Job Responsibilities:

  • Acquire and manage working capital customers (SMEs/MSMEs) to achieve business targets.
  • Drive new customer acquisition through market mapping, cold calling, and references.
  • Manage end-to-end credit proposals, documentation, and disbursement process.
  • Cross-sell liability, trade, insurance, and treasury products to existing clients.
  • Build and maintain strong customer relationships ensuring portfolio growth and quality.
  • Ensure compliance with regulatory and bank guidelines.

Key Requirements:

  • Graduate/Postgraduate in Commerce/Finance/Business Management.
  • 2–6 years of experience in working capital, business loans, or SME banking.
  • Strong knowledge of financial statements, credit assessment, and collateral evaluation.
  • Good communication, negotiation, and relationship management skills.
  • Proven track record of meeting sales and revenue targets.

Preferred candidate profile

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