WBCG:NEGFS - Relationship Manager NEG

• Source new customers to generate revenue from banking products and increase customer base
• Strengthen relationship with existing customer base to generate sustained business and identify opportunities for cross sell.
• Generate partnership opportunities where different parts of the bank are able to help the customer increase its business
• Ensure prudent portfolio management and diversification of risk in partnership with the Credit Team to achieve portfolio quality
• Ensure implementation of due processes, guidelines and Bank's code of conduct in all transactions, sanctions, disbursals and post disbursal activities.
• Review daily/ periodic reports with a view to identify business opportunities, act upon early warning signals highlighted by the central teams, implement exit plan for stress accounts
• Provide feedback to Risk Management/ Product Policy / Process Monitoring Teams for streamlining the processes to ensure TAT reduction, Risk Diversification and Inclusive policy.
• Ensure Product Per Customer (PPC) growth in the allocated portfolio in the defined set of products
• Ensure prudent implementation of Digital initiatives taken by the Bank
• Review existing portfolio and constantly updating of ReKYC, PAN nos & Covenant compliance as per the Banking standards

Optimal qualification for success on the job is:

• Graduation/ Post- Graduation (MBA preferred) from a recognized institute

For successful execution of the job, the candidate should possess the following:

• Knowledge of transaction banking/ Sector Specific/ Customized Banking applications/ products and services
• Knowledge of regulatory guidelines and norms
• Good communication (both verbal and written) skill in both English and the Regional language
• Ability to manage complex client situations
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
• Ability to handle pressure and meet deadlines