2 - 7 years
6 - 12 Lacs
Posted:2 weeks ago|
Platform:
Work from Office
Full Time
Contact HR SPOC Dharani
The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.
Analyzing customer financial positions, employment history, credit history, and ability to repay.
Assessing credit risk and determining loan approval/decline decisions.
Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles.
Loan Applition Assessment
Creditworthiness Evaluation
Income Verification
Risk Analysis
Property Valuation Review
Reviewing Loan-to-Value Ratio (LVR)
Approval or Declination of Loans
Fraud Detection
HCLTech
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