Valuer-Gold Loan

2 - 6 years

0 Lacs

Posted:1 day ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

As a Valuer-Gold Loan in the Retail Banking department of the company, your role involves conducting gold loan valuations using standard methods. You will be responsible for performing all necessary checks to ensure the purity of the collateral through various means. It is essential to ensure that cases are disbursed within the stipulated Turnaround Time (TAT). Additionally, you will need to visit nearby branches for stock audits and valuations. Monitoring delinquent cases of branches and providing training sessions on gold loan valuation to branch staff for general awareness are also part of your responsibilities. Key Responsibilities: - Conduct gold loan valuations using standard methods - Perform checks to ensure the purity of collateral - Ensure timely disbursement of cases within TAT - Visit nearby branches for stock audits and valuations - Monitor delinquent cases of branches - Provide training sessions on gold loan valuation to branch staff - Assist branches in sourcing CASA business - Conduct customer reference checks with sincerity and maturity - Maintain confidentiality of client information and company policies - Safeguard company assets provided for job responsibilities Qualifications Required: - Knowledge and experience in gold loan valuation methods - Ability to conduct checks for the purity of collateral - Strong communication and training skills - Understanding of branch operations and delinquent case monitoring - Commitment to maintaining confidentiality and integrity in all dealings (Note: Additional details of the company are not provided in the job description),

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IDFC FIRST Bank logo
IDFC FIRST Bank

Banking and Financial Services

Chennai

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