US Mortgage Process L2

Job Description: As a US Mortgage Underwriter L2, you will play a crucial role in assessing complex loan transactions and ensuring compliance with FNMA/FHLMC guidelines. Your responsibilities will include credit analysis, risk assessment, and validation of loan applications using Automated Underwriting Systems (AUS). Your strong familiarity with FNMA and FHLMC guidelines is essential, along with proficiency in AUS and experience in credit, income, asset, and property document analysis. Key Responsibilities: - Assess complex loan transactions, including credit reports, income documents, asset verification, appraisals, and title documents, ensuring compliance with FNMA/FHLMC guidelines. - Perform credit analysis and risk assessment to determine borrower eligibility. - Validate and analyze loan applications using Automated Underwriting Systems (AUS). - Conduct property valuation and appraisal review to confirm market value and guideline adherence. - Review and validate all mortgage-related documents to ensure regulatory and operational compliance. - Identify and resolve data discrepancies and underwriting challenges. - Maintain up-to-date knowledge of mortgage documentation requirements for various loan programs. Qualifications Required: - Bachelor's degree is mandatory - Minimum 1 year of experience in US Mortgage underwriting - Strong verbal and written communication skills - Excellent analytical and problem-solving skills - Shift availability for night shifts and overnight shifts The company offers benefits such as commuter assistance, health insurance, and provident fund. The work schedule is from Monday to Friday with night shifts and rotational shifts. You will also have the opportunity to earn performance bonuses and yearly bonuses. Please note that immediate joiners are preferred, and the work location is in person. If you meet the qualifications and are looking to contribute your expertise in US Mortgage underwriting, this role could be a great fit for you.,