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For Employers

Underwriter

Spes Manning Solutions LLP

1 - 6 years

|

4 - 7 Lacs

Posted:22 hours ago| Platform:

Apply

Skills Required

customer focus communication skills underwriter quality assurance

Work Mode

Work from Office

Job Type

Full Time

Job Description

Underwriter - Job Description
Underwriter
Role & Responsibilities

Meet or exceed quality assurance standards.
Underwrite home/mortgage loan credit assessments, exercising a high level of judgment in assessing applicants' credit worthiness.
Perform loan construction and investigation.
Apply lending/credit policy, product, and mortgage insurance guidelines, adhering to Group/Australian Credit Policy and Code of Banking Practice to maximize revenue and minimize risk.
Research customer requests by gathering all relevant information and data, ensuring all available avenues and sources are investigated.
Ensure all research and investigation is accurately recorded, including supporting evidence and documentation.
Communicate with external stakeholders via calls, emails, and chat.
Exercise thorough credit worthiness assessment and sound decision-making.
Participate in change management and delivery of desired strategic outcomes.
Ensure processes are followed to meet audit and risk compliance requirements.
Achieve progression to appropriate skill levels within agreed timeframes.
Build and collaborate with colleagues to meet objectives.

Preferred Candidate Profile

Experience in underwriting.
Good communication skills.
Willingness to work in rotational shifts.

Perks and Benefits

Incentives
Cab facility

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