Kotak Mahindra logo

Team Member-Risk-Consumer Durables-Risk

7 years

0 Lacs

mumbai maharashtra

Posted:1 month ago| Platform: SimplyHired logo

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Skills Required

microsoft excel no experience needed master's degree sql analysis skills business administration mba communication skills analytics

Work Mode

On-site

Job Type

Full Time

Job Description

Job Description

Job Title: Risk Analyst and Policy Manager
Level: M3/M4

Department: Risk, BL & Working capital
Location: Head Office BKC Mumbai

Job Role

Risk Policy & Analytics Manager – BL & Working capital


Job Responsibilities
  • Understanding of Unsecured SME Business (Business loans) with ability to create program, automation/parameterization using digitized data from diff sources
  • Credit Risk Analytics - Analyze and derive insights from the reported data for sharing with Risk, Credit and Business teams
Ensure reliability, integrity and consistency of reported and underlying data

Conceptualizing & formulating risk strategies & policies for BL and preferably for working capital

Portfolio Risk Management exposure of Business loans

Ability to support building score cards with Analytics teams

Designing and implementation of Business rule engine enabling real time decisions

Data Analysis and Credit Policy Implementation

Credit Risk Reporting - Preparing and submitting reports to the regulator and / or senior management on a periodic and adhoc basis

Data Management - Ability to work with (gather, consolidate, prepare, summarize) large data sets on a routine basis with an eye for detail and flair for numbers

JOB REQUIREMENTS

Skills/Knowledge prerequisites

For fresh CA:

  • SaS/SQL/R/Tabeleau skillset preferred for portfolio analysis including score card validations, multivariate portfolio & customer segmentation,
  • Above average to Advanced excel skills
Understanding of financials, ratios, cash flows

  • Experience in projects involving automation / data consolidation in the areas of risk or financial reporting would be an advantage

Educational Qualifications
CA (including Fresh)/MBA or Statistics / Econometrics background

Experience Profile

For Fresh CA – not required

For others:

3 and 7 years of experience in a Bank/leading NBFC /Fintech in the areas of unsecured SME Risk analytics, credit monitoring, risk reporting


Personality Traits

Must have high levels of analytical skills and strong communication skills.

Able to work with cross functional teams on various projects/risk related deliveries


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