Sr. Operations Analyst

As an experienced professional in Operations within the Banking or NBFC sector, you will be responsible for managing the pre-disbursal operational process efficiently. Your role will involve checking loan/lease applications, processing them in the system while adhering to operations KPIs, and ensuring a smooth process from credit application to disbursement. Your key responsibilities will include: - Executing pre- and post-credit approval processes. - Ensuring accuracy of records and quick turnaround for loan/lease applications. - Verifying all loan/lease documents such as Loan Application Forms, KYC, and CIBIL reports. - Conducting pre-sanction credit approval checks and verifying legal documents post-sanction. - Setting up approved customers/dealers, performing de-duplication checks, and managing disbursement processes. - Maintaining and updating dealer databases, recommending process improvements. - Preparing and sharing MIS reports and dashboards with management. - Managing safe custody, storage, and retrieval of customer and collateral documents. - Liaising with external document storage agencies, enforcing related policies, and ensuring compliance with internal audit requirements. - Following up on Post Disbursement Documents (PDD) and charge creation regularly. Qualifications & Work Experience: - Postgraduate with a proven and outstanding track record in Operations. - 6 to 8 years of hands-on experience in Operations within the Banking or NBFC sector. - Specialization in handling loans and leases for Commercial Vehicles, Construction Equipment, and Automobiles. Please note that the above description provides a summary of the role, key responsibilities, and qualifications required for this position.,