Senior Manager - SME Tata AIG General Insurance Company

5.0 - 9.0 years

5 - 9 Lacs

Pune, Maharashtra, India

On-site

Evaluate and underwrite SME business proposals across product lines (Fire, Property, Engineering, Marine, etc.) based on risk assessment and underwriting guidelines. Conduct detailed analysis of proposals, assess risk exposures, and decide on appropriate terms, pricing, and conditions. Collaborate with distribution channels and sales teams to provide technical underwriting support and enable business growth. Ensure adherence to company policies, reinsurance guidelines, regulatory norms, and underwriting frameworks. Handle renewals and endorsements with a sharp focus on retention and profitability. Participate in development and review of underwriting guidelines, process improvements, and system enhancement initiatives. Work with actuarial and product teams to offer feedback from the ground and support portfolio-level decisions. Support audits, MIS reporting, and data analysis related to the SME book. Train and support junior underwriters or branch staff on underwriting practices when required. Desired Candidate Profile: Graduate/Postgraduate with a preference for candidates with a background in insurance, engineering, or finance. 5 to 9 years of experience in General Insurance , specifically in SME or Commercial Lines underwriting. Strong knowledge of SME insurance products and underwriting principles. Excellent analytical, decision-making, and risk evaluation skills. Good communication and interpersonal abilities to interact with internal stakeholders and clients. Familiarity with IRDAI regulations and compliance aspects related to underwriting. Proficient in MS Office, underwriting tools, and internal systems.

Posted 1 month ago

Apply

Credit Underwriter M1xchange

2.0 - 5.0 years

3 - 8 Lacs

Chennai

Work from Office

Job Responsibilities: Evaluating the creditworthiness of potential customers based upon multiple online and offline data sources. Conducting personal discussions with customers to clarify all open questions. Decision applications based on creditworthiness and business outlook. Deciding trade credit for borrowers (lending amount & period). Adhering to strict TAT for underwriting applications Maintaining quality of underwriting as per SOP Monitoring loan payments and bad debts. Reviewing and updating the company's credit policy. Defining early warning signals to track portfolio performance. Work with policy/product/operations team to ensure the right risk parameters are captured and assessed. Vendor Management. Candidate Profile: Must have a minimum 2 years of work experience in SME underwriting for products like Invoice Finance, Business Loans; prior experience in Fintech/NBFCs preferred. Thorough understanding of SME Financing, Supply Chain Finance and Credit processes. Good at market intelligence, should be able to provide inputs & feedback for policy and process improvement. Eye for detail/Diligent Personality. Good communication and interpersonal skills. Proficient in MS Excel and ability to bring out insights from data. Experience in setting up strong credit underwriting processes and scale them. Candidate must have experience in working on digital platforms. Must be solution oriented. Must have strong analytical skills. Interested candidates can share their updated resume on : shivani.pradeepa@m1xchange.com.

Posted 1 month ago

Apply

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.