Job
Description
About The Role
Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting
Designation: Service Delivery Operations Associate Manager
Qualifications:BCom/MCom/Master of Business Administration
Years of Experience:10 to 14 years
About Accenture
Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com
What would you do? Team would be part of Large Corporate Underwriting. You would be responsible for the below activitiesConducting financial statement analysis, performance evaluation, and trend analysis to assess the creditworthiness of large corporate clients.Managing client portfolios and overseeing credit rating assignments along with interim financial analysis and hygiene checks.Performing financial data entry and analysis using Excel templates based on 10-K and 10-Q filings.Preparing credit reports and Credit Assessment Memos (CAMs) for annual reviews, incorporating counterparty profiles, key rating factors, credit risk evaluations (including financial and peer analysis, rating rationale, and industry outlook).Developing forecast models in Excel, including cash flow models under various scenariosExpected case, downside case, and management caseto project financials over a five- to seven-year horizon.Creating and analyzing enterprise valuation models to determine a companys total value, including both equity and debt components.Evaluating business models by identifying key strengths, weaknesses, risks, and gaining a comprehensive understanding of revenue structures and corporate organization.Ensuring compliance with standard operating procedures and regulatory documentation requirements.Maintaining strong working relationships with onshore account managers and senior stakeholders, including Directors.Conduct detailed research to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans.
What are we looking for? Banking, Financial ServicesCredit Management & AssessmentFinancial AnalysisRisk ManagementUnderwritingProblem-solving skillsAbility to establish strong client relationshipStrong analytical skillsRisk managementThought leadership Basics of dual risk rating Cash flow analysis
Roles and Responsibilities: In this role you are required to do analysis and solving of moderately complex problems Typically creates new solutions, leveraging and, where needed, adapting existing methods and procedures The person requires understanding of the strategic direction set by senior management as it relates to team goals Primary upward interaction is with direct supervisor or team leads Generally interacts with peers and/or management levels at a client and/or within Accenture The person should require minimal guidance when determining methods and procedures on new assignments Decisions often impact the team in which they reside and occasionally impact other teams Individual would manage medium-small sized teams and/or work efforts (if in an individual contributor role) at a client or within Accenture Please note that this role may require you to work in rotational shifts
Qualification BCom,MCom,Master of Business Administration
