Sales Officer

Roles and Responsibilities

Product promotion:

· Undertake product marketing in appointed area of operations by conducting client meeting, issuing pamphlets, and other methods.

New Borrower Identification and Induction:

· Identify potential new group and individual borrowers.

· Conduct a thorough introduction of the organization and its products and services to potential clients.

· Assist borrowers in group formation.

Information for Credit Bureau:

· Information as required for credit bureau check is collected from the prospective client and shared with back office in the specified format.

Documentation:

· Verify and collect relevant KYC documents (proof of identity and address) from the prospective clients as per Credit policy.

· Fix appointment for CGT at Client’s house and complete the loan application form and cash flow form as per Credit policy in presence of the Applicant and Co-Applicant.

· Ensure that the documentation is successfully process on further sanction stage as per the procedures in the Credit policy.

Support Loan Assessment:

· The loan assessment (GRT process) is conducted by the Branch Head based on the CGT based and other related documents updated in the system.

Loan Disbursement:

· Ensure that on the day of disbursement, the member has received their loan card with detailed repayment schedule.

· Ensure that all Applicant & Co-Applicant have signed the Loan Agreement.

· Re-confirm that the Applicant & Co-Applicant both have understood the repayment terms and conditions and schedule properly.

Delinquency (OD) Follow-up:

· Get the list of delinquent (OD) members from Branch and Follow up with delinquent borrowers.

Job Type: Full-time

Pay: ₹150,000.00 - ₹350,000.00 per year

Benefits:

• Paid sick time
• Provident Fund

Compensation Package:

• Commission pay

Schedule:

• Day shift

Work Location: In person