Risk Manager-Credit Cards

The role of a Risk Manager in Credit Cards within the Retail Business Risk department at IDFC FIRST Bank involves assessing, managing, and reporting risks associated with the Credit Card vertical. As a Risk Manager, you will be responsible for the end-to-end drafting and implementation of credit policies, as well as effective stakeholder management. Your key responsibilities will include formulating credit card policies based on portfolio performance, defining and implementing intervention strategies for credit lines, portfolio monitoring through key risk metrics, and continuously improving the risk management framework for IDFC First Bank. You will collaborate with the product team to launch revenue-generating products and drive portfolio growth while focusing on retaining identified customer segments. To excel in this role, you should have prior experience in Credit Card Policy, Credit Risk, BIU, or Analytics teams, with a strong understanding of SAS, SQL, Python, Excel, and PowerPoint. You will also be involved in reviewing and assessing the portfolio, evaluating early warning signals, preparing risk assurance reports for senior management, and documenting key risk indicators and controls for critical processes or product launches. The ideal candidate for this position should have a Bachelor's degree in Engineering, Commerce, or Science, along with a Post-Graduation in MBA or PGDM. A minimum of 2 to 5 years of relevant experience is required to be considered for this role.,