Risk Associate - Wholesale lending

Job Description

2. About the Role This role is in the risk management team of Saison International. The candidate will be based out of Bangalore office, India. As a Risk Analyst at Saison International, you will support the assessment and management of all types of risk, including credit risk, market risk, liquidity risk and operational risk. You will work on establishing and maintaining a robust risk management framework as the risk team is being set up, with a focus on lending entities outside India. Your key responsibilities will be: Risk Oversight and Management Credit Risk: Assist in assessing and managing credit risk for lending activities. Market Risk: Help monitor and manage market risk exposures. Liquidity Risk: Support liquidity management and contingency planning. Operational Risk: Assist in identifying and mitigating operational risks. Risk Capital Calculation and Stress Testing Risk Capital: Help calculate risk capital requirements. Stress Testing: Assist in performing stress tests and developing methodologies, including secondary research to identify and model risks specific to the portfolio. Risk Reporting and Communication Risk Reports: Help develop risk reports for senior management. Audit Preparation: Assist in preparing for audits and ensuring compliance. Team Development and Collaboration Knowledge Sharing: Support sharing of risk expertise and best practices. Collaboration: Work with other departments to ensure holistic risk management. Continuous Improvement Framework Enhancement: Assist in improving risk management tools and methodologies. This could involve secondary research. Training: Participate in training programs to enhance skills. Other Aspects Geographical Scope: Focus on Southeast Asia, Brazil, and Mexico in first year. Travel Requirements: Infrequent travel, potentially to Singapore and some of the subsidiaries. 3. Leadership Accountabilities Support risk assessment and management for Saison International. Collaborate with the business teams and risk teams across subsidiaries to support comprehensive risk evaluation. Reliably prepare risk reports to risk management committee and improve efficiency over time. Learn key aspects of effective monitoring and reporting of risk factors across risk types. Support knowledge sharing across risk teams / subsidiaries. 4. Qualifications 2+ years of experience in risk management at banks, non banking financial institutions or management consulting companies. Knowledge and experience of developing stress testing frameworks, risk capital assessment or operational risk is a plus. A business degree or certifications such as CFA or FRM. Strong analytical skills and attention to detail. Excellent communication and interpersonal skills. 5. Why Join Us? Opportunity to join a fast-growing team within a large and stable Japanese company. Exposure to global markets and diverse geographies. Exposure to all risk types leading to well-rounded risk profile. Chance to be part of the journey of building risk framework for a global company. Chance to work on impactful projects that promote financial inclusion. Collaborative and innovative work environment. Competitive compensation and benefits package.