Regional Manager - Commercial Lending

Bajaj Finance

5 - 7 years

12 - 16 Lacs

kolkata

Posted:15 hours ago| Platform:

Apply

Skills Required

finance aml nbfc debt syndication kyc crs appraisal networking emotional intelligence rm

Work Mode

Work from Office

Job Type

Full Time

Job Description

- Job Purpose
- Culture Anchor:Think like an Entrepreneur - Encourages new ideas, helps teams improve, and supports them in taking up challengesPractice Emotional Intelligence - Listens to others, stays calm under pressure, and treats everyone with respect.
- Transform Continuously - Explores opportunities and encourages teams to improve processes and systems for better delivery.
- Own it - Ensures teams achieve targets, drives capability building and inculcates a sense of accountability in the team.
- Duties and Responsibilities
- Source New to Bajaj relationships for Mid markets business.
- 2.
- Build a diversified portfolio offering revenues from Assets NII, Fees, Cross sell etc.
- Asset opportunities to be sourced aligned to the lending norms as prescribed.
- 3.
- Increase the wallet share with the customer by constantly exploring opportunities to cross sell other products offered by the Bajaj Finance.
- 4.
- Maintain NIL delinquency in the accounts sourced.
- 5.
- Thorough monitoring of accounts sourced, keep track on customer business and report any early warning signals and take appropriate actions as identified.
- 6.
- Ensure that the covenants & conditions as per sanctioned terms are consistently met.
- 7.
- Adherence to strict KYC/AML requirements.
- 8.
- Regular tracking of progress on the agreed key metrics towards delivering on the strategy.
- 9.
- Track developments in the respective markets and provide feedback to the management team.
- Reporting Structure:The incumbent will report to Business Head Mid Markets
- Required Qualifications and Experience
- CA / MBA Finance from a reputed institute.
- 2.
- He must have exposure in lending to Mid Corporate clients (Companies with revenue between Rs.
- 300 crs Rs.
- 1500 crs).
- Debt Syndication & Project Appraisal skills would be a plus.
- 3.
- Candidate needs to have an overall experience of 5-7 years, of which a minimum 3 years of experience in a Mid Corporate - RM role with a reputed Bank / NBFC would be preferred.
- SKILLS1.
- Flair and ability to evaluate business opportunities.
- 2.
- Relationship building and networking skills3.
- Strong communications and presentation skills4.
- Ability to get a given assignment/ job completed within the stipulated timeline
.

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