Quality Executive - Micro Finance Business-Jaipur - Vaishali Nagar (2nd Floor)-J - Grades

3 - 7 years

0 Lacs

Posted:5 days ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

As a Loan Underwriter, your role involves personally discussing cases based on established policies and procedures to ensure strict adherence to quality standards. Your key responsibilities will include: - Adhering to agreed Service Level Agreements (SLAs) and timelines for completing assigned activities. - Utilizing a skill set encompassing underwriting, disbursements, collateral management, and coordination with cross-functional sales and operations teams. - Safeguarding company assets by thoroughly evaluating all credit requests, setting credit limits, and ensuring proper documentation and collateralization for all approved loans. - Effectively communicating credit decisions to stakeholders. - Enhancing underwriting efficiencies while maintaining robust risk management practices. In addition to the above responsibilities, you will also be tasked with: - Conducting Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Verification, Income and Expense Assessment, Influence of Middleman Check, Negative Area Verification, CPC Checklist Verification, Loan Card Verification from other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. As a Loan Underwriter, your role involves personally discussing cases based on established policies and procedures to ensure strict adherence to quality standards. Your key responsibilities will include: - Adhering to agreed Service Level Agreements (SLAs) and timelines for completing assigned activities. - Utilizing a skill set encompassing underwriting, disbursements, collateral management, and coordination with cross-functional sales and operations teams. - Safeguarding company assets by thoroughly evaluating all credit requests, setting credit limits, and ensuring proper documentation and collateralization for all approved loans. - Effectively communicating credit decisions to stakeholders. - Enhancing underwriting efficiencies while maintaining robust risk management practices. In addition to the above responsibilities, you will also be tasked with: - Conducting Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Verification, Income and Expense Assessment, Influence of Middleman Check, Negative Area Verification, CPC Checklist Verification, Loan Card Verification from other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure.

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Tata Capital

Financial Services

Mumbai Maharashtra