Process Executive |US Banking - Commercial Lending | Trichy | US shift

Role & responsibilities

• Analyze financial statements, credit reports, and other relevant documents to assess the financial health of potential borrowers.
• Conduct thorough credit analysis to determine the risk associated with lending to commercial clients.
• Build and maintain financial models to forecast potential loan outcomes and repayment schedules.
• Perform cash flow analysis and ensure that loans are structured in accordance with the institutions policies.
• Conduct research on the borrower's business, industry, and market conditions.
• Ensure that all relevant documentation is collected and verified for loan underwriting purposes.
• Identify and assess potential risks associated with commercial lending and suggest mitigation strategies.
• Prepare reports on loan applications, credit risk assessments, and portfolio performance for senior management.
• Respond to all customer queries in a timely and comprehensive manner to ensure customer satisfaction.
• Analytical mindset with attention to detail, high degree of accuracy & ability to multitask effectively.

Preferred candidate profile

Eligibility Criteria:

• Education Graduates (excluding technical fields)
• Strong verbal & written communication skills.
• Experience 2+ years in Commercial Lending/US Banking.
• Flexible to work in 24*7 shift timings.

Essential duties and responsibilities:

• Comply with data integrity and security policies.
• Follow required procedure & guidelines.

The ideal candidate for this role would have:

• Strong verbal & written communication skills along with active listening (Mandatory)
• Good Analytical skills.
• Quick Learning Ability.
• Ability to multi-task, set priorities & manage time effectively.
• Attention to detail.

Benefits & Perks:

• Competitive Salary

• Medical insurance

• Two weekly offs

  – 5 days working and 2 Week Offs.

• Hassle-free transit to work

  – Cab facility available for pick & drop.