Principal AI Scientist

Position Overview: The Principal AI Scientist will be responsible to design, develop, and deploy AI-powered software solutions for Banks, Credit unions & Financial giants. This role requires a deep understanding of AI technologies and the ability to collaborate effectively with cross-functional teams.

Requirements
6+ years of experience in AI, ML, Gen AI, Agentic AI, NLP, Modelling & Real time decisioning systems Excellent programming skills in Python, research/innovation experience, strong communication & collaboration skills Hand-on experience in building Agents, prompt engineering, fine-tuning, transfer learning, Transformers, Deep Learning, innovation & research Experience in enterprise SaaS platforms; fintech or banking domain, Conversational AI, experience in product based company is strongly preferred. Experience in GCP cloud, MLOps practices for CI/CD in AI/ML, deploying the APIs (FastAPI) & vector data bases. Familiarity with Open Banking standards, APIs, data-sharing frameworks, embedding third-party AI tools/APIs into core product workflows.

Key Responsibilities
Contribute to Candescent s AI vision aligned with product and platform strategy. Mentor other Agentic AI/AI/ML professionals providing guidance on best practices and technical expertise. Develop AI Agents, Gen AI/AI/ML Solutions, Custom data models and algorithms from conception to completion ensuring quality & timelines Partner with Product & Engineering to develop secure, compliant, and scalable Agentic AI, Gen AI, AI & ML capabilities across our customer-facing and internal platforms. Identify opportunities for AI integration and expansion across various products & services. Develop AI-powered features across the digital banking platform, including fraud detection, smart personalization, chat and voice assistants, and intelligent automation. Champion AI used cases in open banking powering smarter financial decisions through data aggregation, partner integrations, and predictive analytics. Drive integration of third-party AI tools and services into Candescent s platform through APIs and SDKs. Establish and enforce best practices in model governance, quality management, bias mitigation, responsible AI & model explainability. Stay updated with the latest advancements in Agentic AI/Gen AI/AI/ML and propose innovative solutions to enhance the companys capabilities.