what is CRED
CRED is an exclusive community for India's most trustworthy and creditworthy individuals, where the members are rewarded for good financial behaviour. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea is to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behaviour to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.here's a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner answer: you get something close to what we have at CRED; CRED just has it better.here's what will be in store for you at CRED once you join the team
what will you do
- be the owner of all payment and treasury relationships for CRED with partners such as : payment aggregators like Razorpay, Payu, Pine Labs, Billdesk etc, card & UPI acquiring banks such as HDFC, Axis, ICICI etc & payment orchestrators or enablers such as Juspay and CRED's Treasury relationships where CRED & its entities maintain escrow or current account relationships
- own all payment costs across different CRED businesses, and ensure CRED is able to get the best payment costs in the industry
- leverage deep product understanding and relationships to enable innovative ways to optimise down these costs structurally
- launch new payment solutions at speed, and de-bottleneck operations/implementation challenges when required
- develop deep relationships with stakeholders across levels and functions in these financial institutions in order to deliver value to CRED
- work with CRED's business & payments product teams on new developments & use cases such as UPI, payouts, collections etc & be updated about the latest innovations & regulations that impacts CRED's business
- collaborate with multiple internal stakeholders across teams including payments product, different business teams, finance, legal, compliance etc, in order to ensure smooth execution of projects as and when required
- establish the right operational tenets and processes in places along with the ops, finance and business team, to ensure business is scalable and resilient
you should apply if you:
- possess 10+ years of experience in either payment aggregators managing a set of relationships with acquirers or large merchants / heading payment partnerships or payments business with another consumer fintech company
- demonstrate a strong aptitude for understanding various payments products & its PnL in detail
- have a proven track record of possessing excellent relationship management, and negotiation skills
- possess a strong bias for action with a long-term vision
- possess a comprehensive understanding of digital payment products, it will be an added advantage
- have a strong aptitude for organisational agility & flexibility and can achieve impactful outcomes in a dynamic and fast-paced environment
how is life at CRED
working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company.
