what is CRED? CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better here’s what will be in store for you at CRED once you join as a part of the team what will you do: lead test automation strategy and framework development for Android, iOS, and web platforms using tools like Appium, Espresso, XCUITest, Selenium, or Playwright own release validation pipelines, covering A/B testing, beta programs, and feature flag rollouts integrate test suites into CI/CD pipelines using tools like GitHub Actions or Jenkins for fast, reliable builds test both third-party and internal SDK integrations within mobile applications, ensuring they function correctly across app versions with accurate data flow, compatibility, and expected behavior leverage AI tools/models to develop intelligent testing utilities, smart test data generation, dynamic test execution, and self-healing automation validate IPA/APK builds for signed artifacts, versioning, and environment-specific configurations across staging and production use debugging tools like Charles Proxy, Fiddler, and Stetho, and inspect local databases for deeper debugging and validation monitor, triage, and drive resolution of Firebase Crashlytics reports, ensuring critical issues are addressed and fixed as part of the release cycle execute resilience testing using tools like monkey testing, and perform exploratory edge-case validation mentor fellow SDETs, foster technical excellence, and promote a quality-first mindset across teams you should apply if you: bring 3–7 years of experience in SDET or QA automation roles with significant ownership of mobile and web test strategy have led or contributed to release cycles, quality planning, and mobile app deployments are proficient in Java or Python, with a solid understanding of OOP principles are hands-on with automation tools like Appium, Espresso, XCUITest (mobile), Selenium, Playwright (web) understand SDK integration testing and can validate SDK behaviors across builds know how to test and manage IPA/APK builds, including Firebase integration, local database setups, environment-specific configs, and variant validations are comfortable using debugging tools like Charles Proxy, Fiddler, Stetho, and inspecting local storage/DBs proactively analyze Firebase Crashlytics and incorporate fixes into releases can set up and maintain CI/CD pipelines using GitHub Actions, Jenkins, and containerized environments (Docker/Kubernetes) have worked with A/B testing, feature toggles, and beta rollouts are familiar with deeplinks, notifications, product communications, and third-party SDK integrations advocate for scalable quality practices and drive architectural testability excel at debugging, analyzing, and communicating across cross-functional teams (bonus) have experience in API/backend automation using REST Assured, Postman, or similar how is life at CRED? working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED, people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves, and a comprehensive health insurance to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch Show more Show less

what will you do? this role will be crucial in expanding CRED’s consumer payments business, our biggest product line today. CRED customers currently have access to various payment products, including credit card bill payments, bbps (rent, school fees, utility bills, etc.), upi, and merchant payments. as the lead for the consumer payments frontend engineering team (with some backend responsibilities), you will steer the growth and adoption of upi payments like scan and pay and peer-to-peer, driving meaningful impact on user growth, product reliability, and innovation in the payments ecosystem over the next 1–2 years. make CRED the go-to platform for all daily payment needs across scan-and-pay and peer-to-peer transactions. key metrics: increase in upi daily transacting users (dtu/mtu), total payment volume (tpv), transactions per user (tpu), % of CRED mtu adopting CRED upi, and % of rupay upi transactions via CRED. enhance the reliability and user experience of all payment products by improving speed, reducing error and failure rates, and optimising transaction times. key metrics: increase upi m1/mx retention, adoption, multi-lob adoption, transaction success rate, session-to-transaction conversion rate, and reactivation. identify innovative payment use cases to keep CRED ahead of industry trends. key metrics: develop new opportunities that positively impact the user metrics outlined above. you should apply if you: hands-on understanding of at least one of the mobile platforms (flutter, ios, or android), with active coding experience when needed and knowledge of frontend architecture for the product or platform worked on. must have been in a hands-on role within the last 2 years. ability to work closely with backend teams to ensure performance, scalability, and fault tolerance across upi backend systems; experience collaborating with platform teams is a plus. deep problem-solving capability, with the ability to diagnose issues, evaluate solutions, and advocate passionately for the best approach. customer empathy, prioritising user experience and design while balancing growth and retention. proven experience owning end-to-end consumer metrics, with a focus on frontend (backend experience is a plus). experience leading frontend-focused engineering teams in payments, with working knowledge of backend systems and integration flows. exposure to mobile testing frameworks and automation. ai-first mindset, comfortable leveraging ai tools to generate functional code. passion for performance, visual polish, and app architecture. Show more Show less

what is CRED? CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. here’s what will be in store for you at CRED once you join as a part of the team what you’ll do build, test, and deploy high-quality web applications using modern JavaScript frameworks own and drive end-to-end feature implementation, from design to deployment actively participate in architecture and design discussions, contributing to system design and code quality improvements collaborate with cross-functional teams to iterate on product features and deliver business impact optimize applications for maximum speed and scalability write unit and integration tests to ensure robustness and reliability of the application monitor, debug, and resolve production issues, ensuring a seamless user experience what we’re looking for 0–2 years of experience in frontend development or related areas solid understanding of HTML5, CSS3, and JavaScript (ES6+) proficiency in React.js or similar frameworks (Vue.js, Angular, etc.) experience working with RESTful APIs and version control systems like Git familiarity with build tools such as Webpack, Vite, or Parcel understanding of cross-browser compatibility, performance tuning, and accessibility best practices exposure to state management libraries (e.g., Redux, Zustand) is a plus good problem-solving skills and a passion for writing clean, modular, and maintainable code exposure to TypeScript how is life at CRED? working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company. hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance. to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game. there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch. Show more Show less

what is CRED? CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. here’s what will be in store for you at CRED once you join as a part of the team what you will do? build, test, and deploy high-quality web applications using modern JavaScript frameworks own and drive end-to-end feature implementation, from design to deployment actively participate in architecture and design discussions, contributing to system design and code quality improvements collaborate with cross-functional teams to iterate on product features and deliver business impact optimize applications for maximum speed and scalability write unit and integration tests to ensure robustness and reliability of the application monitor,debug, and resolve production issues, ensuring a seamless user experience you should apply if you: 0–2 years of experience in frontend development or related areas solid understanding of HTML5, CSS3, and JavaScript (ES6+) proficiency in React.js or similar frameworks (Vue.js, Angular, etc.) experience working with RESTful APIs and version control systems like Git familiarity with build tools such as Webpack, Vite, or Parcel understanding of cross-browser compatibility, performance tuning, and accessibility best practices exposure to state management libraries (e.g., Redux, Zustand) is a plus good problem-solving skills and a passion for writing clean, modular, and maintainable code exposure to TypeScript how is life at CRED? working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company. hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance. to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game. there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch. Show more Show less

what is CRED? CRED is an exclusive community for india’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. this is a horizontal role that cuts across all business lines at CRED. in this role, you will play a key role in generating inputs that inform CRED’s strategic choices and capital allocation decisions to meet our key goals. it is important to be curious, data-backed, and independent in your view (agreement and disagreement alike)as you will often find yourself collaborating with key business leaders on their respective lob p&l. what will you do: strategic data insights: support all business lines by executing high-impact analyses across CRED’s p&l to uncover data-driven insights and identify opportunities for operational and financial excellence contribute to capital allocation and performance decisions by partnering with business finance leaders on revenue, cost, and roi optimization initiatives analyse user-level trends in usage, engagement, and monetization within specific lobs to inform a broader understanding of customer value; enable central teams to shape long-term ltv strategies across the ecosystem financial metrics tracking & automation: build dashboards and models (including using AI tools to enhance productivity - like automating workflows) to track business kpis and proactively surface trends and anomalies, support monthly and quarterly business reviews by synthesising key financial and operational metrics p&L optimisation: drive revenue & cost optimization projects, partnering with cross-functional teams (product, growth, finance) to evaluate roi, enhance the bottom line, and implement process improvements ir analysis: work with investor relations to deliver key metric analyses and presentations, including automation where feasible You should apply if you: experience as an analyst in high growth tech startups (preferably horizontal teams), management consulting, research analytics firm breathe data and have exceptional analytical, problem-solving, research & presentation skills experience in querying and extracting data through sql and running analysis on excel have good time management skills and strong sense of ownership to generate high-quality outputs have business acumen to appreciate and understand levers for business growth and profitability Show more Show less

what is CRED? CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. here’s what will be in store for you at CRED once you join as a backend developer. what you will do? take deep architectural ownership of critical components within the Rewards platform—driving long-term strategy, ensuring system resilience, and setting high standards for API design, observability, security, and compliance while actively mitigating architectural debt and risks design and deploy real-time recommendation systems to deliver personalised user experiences based on individual card behaviour, transaction patterns, and engagement metrics scale CRED’s gaming systems that drive user participation—building reliable, low-latency infrastructure capable of handling large concurrent user interactions during reward events and campaigns refactor and stabilise the fragmented store architecture by consolidating 22+ microservices into a more maintainable, resilient, and efficient system—reducing operational complexity and improving developer productivity actively collaborate with product and business stakeholders to define and refine ambiguous problem statements, contribute to product strategy, and translate complex challenges into robust, scalable technical roadmaps champion and drive the adoption of innovative technologies, architectural patterns, and engineering best practices that align with CRED’s long-term vision and business objectives contribute significantly to engineering-wide excellence by actively participating in hiring top talent, mentoring engineers across teams, and driving initiatives to improve engineering processes, productivity, and cost-effectiveness operate as a horizontal enabler, working across multiple functions—since Rewards interacts deeply with Payments, Engagement, Storefront, and Analytics teams—to ensure seamless integration and cross-functional success you should apply If you are: 5–8 years of experience in product engineering, system design, and backend architecture a strong bias for execution speed and shipping high-quality features in fast-paced environments experience making technical trade-offs and collaborating with cross-functional teams to align on solutions hands-on expertise with java, go, or similar backend languages, and experience with databases like dynamodb, rds, or aerospike a tech generalist mindset—comfortable working across systems with breadth more than niche depth proven ability to mentor engineers, conduct deep code reviews, and raise the team’s technical bar a passion for building consumer-facing platforms and an eye for user-centric thinking thrive in agile environments, are a self-starter, and bring energy and ownership to your work how is life at CRED? working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company. hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance. to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game. there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch Show more Show less

what is CRED? CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better here’s what will be in store for you at CRED once you join as a part of the team what will you do: work on a disruptive product that’s still in its early stages be responsible for the development and maintenance of the CRED app aimed at a vast number of diverse android / ios devices translate designs and wireframes into high-quality code ensure the best possible performance, quality, and responsiveness of the CRED app mentor other engineers, defining our technical culture and helping to build a fast-growing team you should apply if you: possess 1-3 years of experience in product development, architecture, and design in either android or ios have a minimum of 1 year experience in developing apps for either android / ios using Flutter are experienced in flutter / dart, or have a strong desire to shift to flutter / dart constantly learn and look for ways to improve yourself and the processes around you have a strong knowledge of android or ios sdk, different versions of android / ios, and know how to deal with different screen sizes are proficient with restful api to connect android / ios applications to back-end services have experience with storage, threading, and performance tuning mentor and support other team members by reviewing codes and applying your experience in process and technical leadership work in agile team environments and are a self-starter, conscientious member of the team ensure pixel-perfect implementation of designs how is life at CRED? working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED, people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves, and a comprehensive health insurance to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch

what is CRED? CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better here’s what will be in store for you at CRED once you join as a part of the team what will you do: work on a disruptive product that’s still in its early stages be responsible for the development and maintenance of the CRED app aimed at a vast number of diverse android / ios devices translate designs and wireframes into high-quality code ensure the best possible performance, quality, and responsiveness of the CRED app mentor other engineers, defining our technical culture and helping to build a fast-growing team you should apply if you: possess 1-3 years of experience in product development, architecture, and design in either android or ios have a minimum of 1 year experience in developing apps for either android / ios using Flutter are experienced in flutter / dart, or have a strong desire to shift to flutter / dart constantly learn and look for ways to improve yourself and the processes around you have a strong knowledge of android or ios sdk, different versions of android / ios, and know how to deal with different screen sizes are proficient with restful api to connect android / ios applications to back-end services have experience with storage, threading, and performance tuning mentor and support other team members by reviewing codes and applying your experience in process and technical leadership work in agile team environments and are a self-starter, conscientious member of the team ensure pixel-perfect implementation of designs how is life at CRED? working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED, people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves, and a comprehensive health insurance to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch Show more Show less

what is CRED? CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. here’s what will be in store for you at CRED once you join as a product designer. what you will do: own and lead design across multiple products or missions, driving clarity and cohesion in complex problem spaces own and deliver end-to-end product experiences from framing ambiguous challenges to polished execution define design strategy in close partnership with product, engineering, and other adjacent teams to shape impactful outcomes solve complex, fuzzy problems through strong design skills, upstream thinking, and by developing a deep understanding of user behavior act as a strategic partner in stakeholder discussions, shaping product vision and bringing rigour to execution you should apply if you have: deep experience in product design, with a portfolio that showcases thoughtful systems and polished craft a proactive, self-driven approach—comfortable navigating complexity and influencing without authority a builder’s mindset: curious, iterative, and always looking to level up your design and technical toolkit a track record of working in fast-paced, agile environments with cross-functional teams strong communication skills and the ability to balance user needs with business goals how is life at CRED? working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company. hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance. to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game. there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch.

what is CRED? CRED is an exclusive community for india’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. what will you do enable inputs that drive a high performance culture by partnering leaders across engineering teams of lending and wealth at CRED strategic partnership with leadership in shaping talent upskilling and continuous improvement initiatives that help achieve high performing engaged teams. anchor discussions with the business to provide insights for enhancing team engagement and people development drive inputs and own mechanisms that drive leadership accountability towards building a people first organization influence and drive change through data, identify problem areas and build effective and data driven solutions partner to drive org and talent needs, run mechanisms that include but not limited to performance reviews, compensation planning work with teams and look at enhancing lifecycle experience for team members and be seen as a go-to person for all facets of talent development you should apply if you have 6-10 years of experience in people-centric role such as business partnering and/or talent management preferably in a start-up environment proven ability to understand business needs and translate them into organizational priorities, champion adoption of people mechanisms proven track record in managing diverse team pools with evident improvement in culture and organizational behavior through sound people practices and programs excellent interpersonal skills and ability to manage multiple stakeholders on diversified asks comfort working in a fast paced environment with competing priorities and an ambiguous yet creative and collaborative work environment have exposure to global best practices in high talent density environments is a plus the hunger to constantly learn and look for ways to improve yourself and the processes around you solid understanding, passion to build/invent and experience delivering HR/People technology programs and roadmaps how is life at CRED? working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company. hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance. to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our team members get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game. there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch.

what is CRED? CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. here’s what will be in store for you at CRED once you join as a product designer. what you will do: own and lead design across multiple products or missions, driving clarity and cohesion in complex problem spaces own and deliver end-to-end product experiences from framing ambiguous challenges to polished execution define design strategy in close partnership with product, engineering, and other adjacent teams to shape impactful outcomes solve complex, fuzzy problems through strong design skills, upstream thinking, and by developing a deep understanding of user behavior act as a strategic partner in stakeholder discussions, shaping product vision and bringing rigour to execution you should apply if you have: deep experience in product design, with a portfolio that showcases thoughtful systems and polished craft a proactive, self-driven approach—comfortable navigating complexity and influencing without authority a builder’s mindset: curious, iterative, and always looking to level up your design and technical toolkit a track record of working in fast-paced, agile environments with cross-functional teams strong communication skills and the ability to balance user needs with business goals how is life at CRED? working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company. hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance. to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game. there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch. Show more Show less

what is CRED? CRED is an exclusive community for india’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. What Will You Do enable inputs that drive a high performance culture by partnering leaders across engineering teams of lending and wealth at CRED strategic partnership with leadership in shaping talent upskilling and continuous improvement initiatives that help achieve high performing engaged teams anchor discussions with the business to provide insights for enhancing team engagement and people development drive inputs and own mechanisms that drive leadership accountability towards building a people first organization influence and drive change through data, identify problem areas and build effective and data driven solutions partner to drive org and talent needs, run mechanisms that include but not limited to performance reviews, compensation planning work with teams and look at enhancing lifecycle experience for team members and be seen as a go-to person for all facets of talent development you should apply if you have 6-10 years of experience in people-centric role such as business partnering and/or talent management preferably in a start-up environment proven ability to understand business needs and translate them into organizational priorities, champion adoption of people mechanisms proven track record in managing diverse team pools with evident improvement in culture and organizational behavior through sound people practices and programs excellent interpersonal skills and ability to manage multiple stakeholders on diversified asks comfort working in a fast paced environment with competing priorities and an ambiguous yet creative and collaborative work environment have exposure to global best practices in high talent density environments is a plus the hunger to constantly learn and look for ways to improve yourself and the processes around you solid understanding, passion to build/invent and experience delivering HR/People technology programs and roadmaps how is life at CRED? working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company. hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance. to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our team members get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game. there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch. Show more Show less

what is CRED? CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. here’s what will be in store for you at CRED once you join the team. what will you do: take end-to-end ownership of the core Growth charter (including New User Activation, Reactivations, Cross-Sell, Renewals) identify key opportunities, define strategy, and execute campaigns that move the needle on core metrics plan, execute, and continuously optimize campaigns across Push, SMS, Email, WhatsApp, and in-app channels maintain 100% accuracy and on-time delivery of campaigns, while driving continuous improvements to processes and playbooks identify opportunities for growth through structured experimentation — from hypothesis to execution to analysis scale successful experiments into ongoing initiatives work closely with Product, Engineering, Design, Analytics, and Operations to ensure smooth and impactful campaign execution help optimize internal tools and systems (CRM, Support Bots, Campaign Management Tools) to maximize efficiency track, analyze, and report on campaign performance and key growth metrics set up monitoring systems, dashboards, and alerts to proactively identify and fix issues implement processes with Central Operations to eliminate recurring issues and automate core workflows you should apply if you have: bachelor’s degree in Engineering, Business, Marketing, or related field (MBA a plus) 1-2 years of experience in Growth Marketing, Campaign Management, or Project Management — ideally in Fintech, Insurtech, or Consumer Internet sectors strong analytical mindset — ability to use data to drive decisions eye for detail in campaign execution — from creative copy to targeting to timing high ownership, self-starter attitude — ready to roll up sleeves and drive outcomes fast learner with demonstrated ability to adopt new tools and systems excellent stakeholder management and communication skills — can align cross-functional teams thrives in a fast-paced, dynamic environment how is life at CRED? working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company. hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance. to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our team members get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game. there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch. Show more Show less

what is CRED? CRED is an exclusive community for india’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. what will you do? will be responsible for end to end integrations with regulated entities, networks, 3rd party tech vendors will be responsible for acting as a bridge between in house product teams/engineering teams/compliance teams and bank teams to manage integration cycles effectively and in an optimal manner will be responsible for alignment with banks on following other dimensions in a pre-go-live manner processes/sops, audit rights, compliances et al will be responsible for deeply engaging with multiple smes in the banks to understand their concerns areas/pain areas from time to time and re-align expectations of internal stakeholders as may be needed will be responsible on an ongoing basis to make sure that audit activities which the regulated entity shall undergo to make sure impact on CRED/affiliated entities is minimised to ensure business continuity must haves/should haves understanding of various life cycle aspects of credit cards, which will define the need of what we need to plan for from a tech/other capability standpoint. is well versed and preferably connected with various industry participants like - networks, card management tsps etc competence to build and grow a zero to one product. agility and speed; bias for action needs to be high. Has worked on long term projects in ambiguous environments. has in past with projects involving multiple stakeholders across product, business, risk, legal/compliance, engineering, bank teams, and taken global maxima decisions

what is CRED? CRED is an exclusive community for india’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. what will you do? will be responsible for end to end integrations with regulated entities, networks, 3rd party tech vendors will be responsible for acting as a bridge between in house product teams/engineering teams/compliance teams and bank teams to manage integration cycles effectively and in an optimal manner will be responsible for alignment with banks on following other dimensions in a pre-go-live manner processes/sops, audit rights, compliances et al will be responsible for deeply engaging with multiple smes in the banks to understand their concerns areas/pain areas from time to time and re-align expectations of internal stakeholders as may be needed will be responsible on an ongoing basis to make sure that audit activities which the regulated entity shall undergo to make sure impact on CRED/affiliated entities is minimised to ensure business continuity must haves/should haves understanding of various life cycle aspects of credit cards, which will define the need of what we need to plan for from a tech/other capability standpoint. is well versed and preferably connected with various industry participants like - networks, card management tsps etc competence to build and grow a zero to one product agility and speed; bias for action needs to be high. Has worked on long term projects in ambiguous environments. has in past with projects involving multiple stakeholders across product, business, risk, legal/compliance, engineering, bank teams, and taken global maxima decisions

CRED is an exclusive community for india’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. what will you do? responsible for driving growth of cards issued to CRED members responsible for managing offers, campaigns, best card offers backwards of consumer need and adoption patterns responsible for working very closing with risk teams (internal + issuers) to ensure high predictability of offers for CRED members responsible for working with ds/analytics team to have right recommendation models being out in place increase throughput responsible for promoting/working with relevant pocs to get right inventory of digital assets to increase customer interest in products must haves/should haves good understanding of fintech as a domain good understanding of cards, value propositions and first-principle thinking of what customer needs data driven and bias for action/speed to experiment and learn fast in an agile environment has worked in growth roles for consumer first companies and preferably growth of financial products

CRED is an exclusive community for india’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. what will you do? responsible for driving growth of cards issued to CRED members responsible for managing offers, campaigns, best card offers backwards of consumer need and adoption patterns responsible for working very closing with risk teams (internal + issuers) to ensure high predictability of offers for CRED members responsible for working with ds/analytics team to have right recommendation models being out in place increase throughput responsible for promoting/working with relevant pocs to get right inventory of digital assets to increase customer interest in products must haves/should haves good understanding of fintech as a domain good understanding of cards, value propositions and first-principle thinking of what customer needs data driven and bias for action/speed to experiment and learn fast in an agile environment has worked in growth roles for consumer first companies and preferably growth of financial products

what is CRED? CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. here’s what will be in store for you at CRED once you join risk operations team. what will you do: driving the overall time bound risk operational activities and its KPIs, activities involving policy execution/underwriting, portfolio reporting, etc developing, implementing and governing KPIs reporting for the portfolio of programs (risk, collections, partner), providing visibility to the milestones and performance across all activities managing multiple stakeholders (internal and external) for ensuring end objective delivery requiring frequent communication, organization/time management and problem solving skills identifying and setting up new processes by working with multiple cross-functional teams designing SOPs and metrics of the new processes being set up driving continuous improvement culture by identifying process gaps, automating manual error points and creating monitoring and corrective controls leading business critical high impacting activities and ensures they are delivered within planned timelines and with expected measurable output supporting team members as-needed to improve processes, provide project intervention and coaching, etc updating SOPs and metrics basis performance analysis of the running processes, support in team tech architecture revamp/upgradation. you should apply if you have: 2-4 years of ops experience in NBFCs/Fintechs with strong stakeholder management experience 2 years of min experience working with tech and risk teams experience managing prioritization, risk tasks keeping user experience and business requirements in the picture track record of employee development (including an emphasis on selection and retention) ability to build relationships and influence others without authority ability to identify gaps and communicate with tech, product, risk, business, and leadership proficiency in excel, google sheets, SQL, tableau, databricks strong written and verbal communication skills how is life at CRED? working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company. hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance. to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game. there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch.

what is CRED? CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. here’s what will be in store for you at CRED once you join risk operations team. what will you do: driving the overall time bound risk operational activities and its KPIs, activities involving policy execution/underwriting, portfolio reporting, etc developing, implementing and governing KPIs reporting for the portfolio of programs (risk, collections, partner), providing visibility to the milestones and performance across all activities managing multiple stakeholders (internal and external) for ensuring end objective delivery requiring frequent communication, organization/time management and problem solving skills identifying and setting up new processes by working with multiple cross-functional teams designing SOPs and metrics of the new processes being set up driving continuous improvement culture by identifying process gaps, automating manual error points and creating monitoring and corrective controls leading business critical high impacting activities and ensures they are delivered within planned timelines and with expected measurable output supporting team members as-needed to improve processes, provide project intervention and coaching, etc updating SOPs and metrics basis performance analysis of the running processes, support in team tech architecture revamp/upgradation. you should apply if you have: 2-4 years of ops experience in NBFCs/Fintechs with strong stakeholder management experience 2 years of min experience working with tech and risk teams experience managing prioritization, risk tasks keeping user experience and business requirements in the picture track record of employee development (including an emphasis on selection and retention) ability to build relationships and influence others without authority ability to identify gaps and communicate with tech, product, risk, business, and leadership proficiency in excel, google sheets, SQL, tableau, databricks strong written and verbal communication skills how is life at CRED? working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company. hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance. to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game. there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch.

what is CRED? CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behaviour. CRED was born out of a need to bring back the focus on a long-lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behaviour to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. here’s what will be in store for you at CRED once you join us. what will you do? own and manage relationships with a portfolio of banks and financial institutions for both existing and new CRED products and services deepen ongoing relationships by identifying new growth levers and product opportunities lead product implementations ~ build project plans, align stakeholders, and ensure on-time delivery for new product rollouts scope and drive cross-sell initiatives and new partnership opportunities, including documentation, onboarding and partner enablement engage with product heads, leadership, and working-level teams at partner banks to drive alignment and execution serve as the principal point of contact for all partner-related operational and strategic matters coordinate internally across product, engineering, ops, infosec, legal, and finance teams to ensure smooth execution and partner success ensure operational excellence by proactively resolving issues and minimizing user impact stay updated on relevant regulatory developments, market innovations, and ecosystem trends support internal teams (product, platform, ops) in removing BAU bottlenecks by influencing bank stakeholders and aligning on solutions you should apply if you: possess 5 to 10 years of experience in financial institutions building products or businesses, fintechs managing partnerships with banks or building products, payment gateways managing financial partnerships or payment networks managing relationships with banks or financial institutions. if your area of expertise lies in a combination of 2 or more of the above, it will be an added advantage demonstrate a strong aptitude for understanding various banking products and PnL in detail have a proven track record of possessing excellent relationship management, presentation and negotiation skills possess a strong bias for action with a long-term vision possess a comprehensive understanding of digital banking products, it will be an added advantage have a strong aptitude for organisational agility & flexibility and can achieve impactful outcomes in a dynamic and fast paced environment how is life at CRED? working at CRED would instantly make you realise one thing: you are working with the best talent around you. not just in the role, you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee good company. hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. this is why CRED is in the continuous process of building an environment that helps the team rejuvenate itself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and comprehensive health insurance. to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch