Manager/AM- Underwriting

The role entails underwriting corporate card applications by interpreting and analyzing financial statements, understanding borrowers" credit facilities, and reviewing credit reports. You will need to have a good grasp of legal documentation requirements and make informed decisions on assigning card limits while ensuring risk management. Mentoring team members to enhance approval notes quality and financial analysis skills will be crucial. Addressing sales team queries promptly and efficiently is key, along with underwriting applications holistically and clearing pending tasks without compromising quality. Additionally, contributing to enhancing MIS and dashboards related to corporate card underwriting is expected. Applicants should have a minimum of manager-level underwriting experience in unsecured lending within corporate underwriting at a reputable Bank or NBFC. A strong understanding of financial statement interpretation, treatment of balance sheet items, and corporate lending is essential. Experience in reading financial statements thoroughly and awareness of credible sources for financial data retrieval will be advantageous. Knowledge of risk-related norms in corporate underwriting, best practices in unsecured lending, and competition benchmarking is required. About Company: BOBCARD, a subsidiary of Bank of Baroda, is a Non-Deposit Accepting Non-Banking Finance Company (NBFC) established in 1994. It focuses on the credit card industry and was among the first non-banking companies in India to issue credit cards. The core business of BOBCARD is credit card issuance.,