Manager - Retail Credit - Credit - Housing - EM - Madurai - Usilampatti - JM

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications within defined guidelines, underwriting proposals as per policies and procedures, conducting personal discussions with customers to establish creditworthiness, maintaining Portfolio MIS and Delinquency MIS, building effective relationships with third parties, exceeding service quality standards, and facilitating the best outcomes for clients. Additionally, you will be required to undertake a critical review of credit proposals, ensure collateral and other credit risk mitigation, enable quick turnaround time of credit lending proposals for mortgage business, facilitate ongoing review of credit exposures, manage the credit underwriting function of your branch, follow up and ensure recovery of quick mortality cases, and ensure adherence to legal and documentation norms. To qualify for this role, you should be a Graduate with a preference for Masters/Post Graduate degree. Certifications such as CA/MBA are preferable. If you are looking to join a dynamic team and contribute to the success of the mortgage business, this role offers an opportunity for you to utilize your underwriting skills and expertise in managing credit portfolios effectively.,