Manager - Retail Credit - Credit - Housing - EM - Warangal - Lopamudra Arcade - JM

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications within defined guidelines, underwriting proposals as per policies & procedures, conducting personal discussions with customers to establish creditworthiness, maintaining Portfolio MIS and other relevant reports, building effective relationships with third parties, and ensuring quick turnaround time of credit lending proposals. Additionally, you will be required to undertake critical review of credit proposals, ensure collateral and credit risk mitigation, monitor credit exposures, facilitate review and documentation of proposals, manage the credit underwriting function of the branch, and follow up on recovery of quick mortality cases. To qualify for this role, you should be a Graduate or Masters/Post Graduate, with certifications such as CA/MBA being preferable. You are expected to exceed service quality standards, strive for continuous process improvement, and use your industry knowledge and experience to overcome challenges and solve problems effectively.,