Divisional Manager Legal Show more Show less

Company Description L&T Finance is one of the leading non-banking financial companies (NBFCs) in India, offering a range of loans across Rural, Housing, Two-Wheeler, Personal, and Business (SME) segments. Promoted by Larsen and Toubro Ltd. (L&T), one of the largest conglomerates in India, L&T Finance is publicly listed on both the BSE and NSE exchanges. Headquartered in Mumbai, the company has achieved the highest credit rating for NBFCs (AAA) from four leading rating agencies. Role Description This is a full-time on-site role for a Sales Officer located in Tezpur. The Sales Officer will be responsible for day-to-day tasks including customer service, lead generation, sales operations, and channel sales. The role involves interacting with clients to understand their needs, generating potential leads, managing sales operations, and working closely with channel partners to achieve sales targets. Qualifications Customer Service and Lead Generation skills Excellent Communication skills Experience in Sales Operations Channel Sales experience Strong interpersonal and problem-solving skills Ability to work independently and in a team Previous experience in the financial industry is a plus Bachelor's degree in Business, Finance, or related field Show more Show less

L&T Finance Limited As a Collection Officer OD Bucket Show more Show less

Company Description L&T Finance is a leading Non-Banking Financial Company (NBFC) offering a range of loan products across Rural, Housing, Two-Wheeler, Personal, and Business (SME) sectors. Promoted by Larsen & Toubro Ltd., one of India's largest conglomerates, L&T Finance is publicly listed on the BSE and NSE exchanges and adheres to NBFC-CIC guidelines. Headquartered in Mumbai, the company has achieved the highest credit rating (AAA) from four leading rating agencies. Role Description This is a full-time on-site role for a Field Staff member located in Saoner. The Field Staff will be responsible for conducting field visits, interacting with customers, resolving issues, and troubleshooting problems. Daily tasks include delivering excellent customer service, collecting data, and providing training to customers. The role also involves analyzing information and ensuring compliance with company policies and procedures. Qualifications Strong Analytical Skills for data collection and analysis Effective Communication skills for interacting with customers and team members Troubleshooting abilities for resolving issues promptly Exemplary Customer Service skills Experience in Providing Training to customers or staff Ability to work independently and in a team High school diploma or equivalent; additional education or training in a related field is a plus Previous experience in a field role, preferably in the finance or loan sector, is advantageous Show more Show less

Company Description L&T Finance is a leading non-banking financial company (NBFC) offering a range of loans across various sectors like Rural, Housing, Two-Wheeler, Personal, and Business (SME). The company is promoted by Larsen and Toubro Ltd. (L&T), one of the largest conglomerates in India. Headquartered in Mumbai, L&T Finance is publicly listed on both the exchanges of India - BSE & NSE and holds the highest credit rating (AAA) for NBFCs by four leading rating agencies. Role Description This is a full-time on-site Sales Executive role located in Dehradun. The Sales Executive will be responsible for identifying new business opportunities, generating leads, and maintaining client relationships. The role involves conducting sales activities, promoting financial products, and achieving sales targets set by the company. Qualifications Sales and Negotiation skills Client Relationship Management abilities Strong Communication and Interpersonal skills Financial Product Knowledge Goal-oriented mindset and ability to meet sales targets Ability to work well in a team Experience in the financial services industry is a plus Bachelor's degree in Business Administration, Marketing, Finance, or related field Show more Show less

Key Responsibilities Conduct comprehensive market research to identify trends, customer needs, and competitive landscape in the urban finance sector Analyze research data to derive actionable insights for product development and marketing strategies Develop and execute product marketing plans for finance offerings, including personal loans, housing finance etc. Design and implement marketing campaigns across multiple channels Track performance metrics and optimize marketing initiatives based on ROI analysis Design and implement product activation campaigns to drive awareness, acquisition, and usage Plan and execute on-ground activation events to promote products in targeted urban markets Collaborate with product teams to refine value propositions and messaging that resonates with customers Create compelling marketing content that effectively communicates product benefits and features Develop and manage product activation budgets and track ROI of activation initiatives Partner with sales teams to develop collateral and activation tools that support customer acquisition Measure and report on the effectiveness of product activations and marketing campaigns Stay updated on industry regulations and ensure marketing compliance Show more Show less

Job Description #hiringalert || Hiring Alert at L&T Finance Ltd || About the company L&T Finance Ltd is a leading, well-diversified Non-Banking Financial Company (NBFC) with a focused range of financial products and services across rural, urban, consumer, housing, and infrastructure finance. Vacancy in Two Wheeler Finance Designation - Sales officer (SO) Qualification- Graduate. Job Location - Newtown Rajarhat, (Local candidates will be preferred). Experience/Fresher both are recommended. (Experienced candidates will get extra advantage) PF and ESI Medical Facility available. Lucrative incentives will also be provided. Job Details Employment Full-time Industry Financial Services Show more Show less

Job Title: Junior Project Management Office (PMO) Reports To: Lead PMO Department: Data Engineering & AI/ML Team Location: Mumbai About L&T Finance: L&T Finance is a leading non-banking financial company (NBFC) in India, part of the larger Larsen & Toubro (L&T) Group. Established in 1994, L&T Finance has grown into a diversified financial services provider, offering a wide range of products including retail and corporate finance, housing finance, asset management, and wealth management services. With a strong focus on technology and innovation, L&T Finance is committed to leveraging cutting-edge solutions to enhance its financial products and services, improve customer experiences, and drive sustainable growth in the rapidly evolving Indian financial sector. About Team: We are a dynamic team working with advanced predictive and generative AI technologies, based out of Bangalore and Mumbai. The team is comprised of intelligent and enthusiastic data scientists and ML engineers with a strong track record. We are focused on applying the latest AI technologies to help grow and strengthen the lending businesses of L&T Finance. Role Overview: The Junior PMO will support the delivery of advanced analytics and AI/ML projects within our Fintech@Scale NBFC organization. Reporting to the Lead PMO, this individual will support project management efforts, assist with budget tracking, and help develop presentations for the C-suite and Board of Directors. This role requires a foundation in project management principles, strong communication skills, and the ability to work with cross-functional teams. Responsibilities: PMO Support: Assist in implementing the PMO strategy by applying project management methodologies, tools, and standards for the Chief AI & Data Officer department. Help ensure consistent application of project management practices across all projects, supporting alignment with organizational goals. Assist in tracking the annual department budget, supporting resource management and tracking of expenditures. Budget Planning and forecasting the yearly roadmap and tracking the expenditures on weekly, bi-weekly, monthly basis. Work closely with project managers to ensure tasks are on track, identifying potential delays and bottlenecks. Expertise in Excel macros, Power BI Dashboard creation and pivots, JIRA & Github. Project Portfolio Support: Help monitor and identify risks in programs/projects, escalating concerns as necessary. Support stakeholder communications by providing regular updates and reporting on project progress, budgets, and risks. Help define and manage project scope, tasks, and deliverables, using project management tools like Jira. Executive Communication & Presentation Support: Assist in creating presentations for C-suite executives and Board of Directors, communicating project status and results in a clear and concise manner. Help translate technical information into easy-to-understand narratives for non-technical stakeholders. Ensure presentations are visually appealing, data-driven, and aligned with best practices. Vendor & Cross-Functional Collaboration: Support relationship management with external vendors, ensuring timely deliverables and adherence to quality standards. Foster collaboration and effective communication among cross-functional teams, including engineers, data scientists, and business analysts. Team Engagement & Development: Assist in organizing team-building events such as hackathons, town halls, and meetups to promote collaboration. Support continuous improvement initiatives within the PMO, helping implement best practices. Qualifications: A bachelor’s degree in business administration, Project Management, or a related field is preferred. 1-2 years of experience in project management or a related field, ideally in a technology-focused environment. Familiarity with project management tools (e.g., Jira) and methodologies (e.g., Agile). Excellent communication and presentation skills, with the ability to engage with both technical and non-technical audiences. A proactive and collaborative attitude, with the ability to work well in a team environment. Certifications in project management (e.g., PMP, Scrum Master) are a plus but not required. Show more Show less

Company Description L&T Finance is a leading non-banking financial company (NBFC) in India offering a variety of loans across sectors, including Rural, Housing, Two-Wheeler, Personal, and Business (SME). Promoted by Larsen and Toubro Ltd. (L&T), one of India's largest conglomerates, L&T Finance is publicly listed on both BSE and NSE. Headquartered in Mumbai, the company boasts an AAA credit rating from four leading rating agencies, the highest for NBFCs. Role Description This is a full-time on-site role located in Raipur for a Sales Manager focusing on Unsecured Business Loans. The Sales Manager will be responsible for identifying and reaching out to potential clients in Raipur markets. Day-to-day tasks include developing and maintaining client relationships, assessing client needs, and tailoring loan solutions accordingly. The Sales Manager will also be responsible for meeting sales targets, preparing sales plans, and reporting activities to senior management. Qualifications Experience in Unsecured Business Loans and financial services. Excellent sales and client relationship management skills. Strong understanding of financial products and credit assessments. Proficiency in preparing and executing sales plans and strategies. Excellent communication and negotiation skills. Ability to work on-site in Raipur and travel to Jamshedpur and Ranchi markets. Proven track record of meeting or exceeding sales targets.

Regional Training Manager will be responsible for Training of new joiners along with the existing employees in ML vertical (RBF). Job will require travelling as a part of Branch Visit. Content development and Excel skills are required.

We are excited to share an opening with L&T Finance for Regional Credit Manager for HL for the Kolkata location. L&T Finance is a leading upper layer Non-Banking Financial Company in India, offering lending options and catering to diverse financing needs of both urban and rural segments 1. JOB PURPOSE Responsible for Credit Decisioning for Mortgage proposals (Home Loan and Loan Against Property) and ensuring quality of portfolio at Regional level. 1. PRINCIPAL ACCOUNTABILITIES  Team Management of Credit Managers/Area Credit managers located at various branches in the Region, overseeing their performance, providing guidance and ensuring alignment.  Credit decisioning is done in line with defined credit policy guidelines and credit delegation  Co-ordination with other stakeholders – Business, Credit, Ops, Product, RCU etc. to constants refine underwriting processes  Team is trained on credit policy and applying appropriate checks on the proposals  Team delivers in line with the defined productivity and TAT  Compliance with all SOPs at the Regional level  Impart Training to Sales Channel partners and other functions on Policy and process  Visiting Customers for Personal Discussion as per approval matrix  Vendor (Legal and FI) management at the regional level, Co-ordination with them to identify the risk/frauds prevailing in locations and take measures to mitigate the same.  Quality of Credit approval note and the Credit approval mails for the Region to be maintained  Quality of portfolio is maintained at regional level  Implementation of Early warning Mechanism at the regional level  No Non-Starter in the portfolio at regional level  Monthly governance review of regional portfolio along with Senior Management  Team is motivated and overall attrition is kept at minimum.  Drive new initiatives and project for developing quality business  All MIS submission for the region is done on timely basis with 100% accuracy  Drive the new project initiatives for Mortgage Business  To be updated on the development in the industries and the locations. To be regularly engaged with other financiers in the market for their best practices. 2. SKILLS AND KNOWLEDGE Educational Qualifications CA / MBA - Finance Functional Skills Financial Skills to Underwrite the proposal Knowledge of Legal practices and documentation specific to market Location specific knowledge of Geo limits, Profiles, Fraud Triggers, Business practices, technical evaluations Team player, Self-Driven, Good communication and Convincing skills, Expert knowledge of Risk Management & Credit, Process Oriented and Time Management, Good leadership skills Relevant and total years of Experience 10-12 years of Experience in an underwriting team of a top tier bank/ NBFC/ fintech’s in India

Company Description L&T Finance is one of the leading non-banking financial companies (NBFCs) in India, offering a wide range of loans across sectors including Rural, Housing, Two-Wheeler, Personal, and Business (SME). The company is promoted by Larsen & Toubro Ltd. (L&T), one of India’s largest conglomerates. Headquartered in Mumbai, L&T Finance is publicly listed on BSE and NSE, and complies with NBFC-CIC guidelines. The company has been awarded a AAA credit rating by four leading rating agencies, indicating its strong financial stability. Role Description This is a full-time on-site role for a Branch Manager located in Umreth. The Branch Manager will oversee daily operations, ensure compliance with company policies, lead and manage branch staff, and meet sales and revenue targets. Responsibilities include customer relationship management, risk assessment, loan processing, and ensuring the branch’s overall growth and profitability. Qualifications Experience in branch management, financial planning, and team leadership Skills in customer relationship management and sales Knowledge of loan processing, credit assessment, and risk management Strong organizational and multitasking abilities Excellent written and verbal communication skills Bachelor’s degree in Finance, Business Administration, or related field Experience in the NBFC sector is a plus

Organization: L&T Finance Function: Rural Business Finance Loan Analytics Location: Mumbai – Santacruz (Kalina) LTFS is one of the top NBFCs in India and its businesses are highly dependent on Analytics team for Insights, Acquisition, Collections and Lead Generation. For our esteemed Analytics team , we are seeking accomplished professionals with knowledge in modeling and analytics. Sound understanding of Financial Services and statistics. As a Team Manager you will support L&T Finance in its goal of achieving growth by integrating analytics into end-to-end business solutions. By translating data-driven results into business-focused deliverables for decision makers, you would be a part of LTF’s journey as a high-performing Indian NBFC. Candidate should have good understanding of analytics related to Micro Loan, Rural Business Loan, Rural Loan against properties, Gold Loans in rural sector. Candidate should have knowledge about JLG lending in India, market potential and Insights. Candidate should have worked on micro finance lending analytics. Identifying market trends, customer needs, and competitive landscapes to design innovative lending solutions. Developing and executing strategies to drive the expansion of the unsecured lending business in alignment with the company's overall vision and goals. Summary of Responsibilities Analyze large datasets to identify trends, patterns, and correlations related to loan performance (lender association, delinquency, exposure movement etc), customer behavior, and market dynamics. Develop and maintain predictive models to assess credit risk, predict default probabilities, and optimize loan approval & collection processes. Work closely with product development team to design and launch new micro loan products such as Gold Loan, Business Loan, Rural Loan against properties etc., tailored to the needs of our target market. Conduct ad-hoc analyses to support strategic initiatives, such as product development, pricing optimization, and market segmentation Provide insights and recommendations to improve underwriting criteria, loan origination processes and customer targeting strategies. Stay abreast of industry trends, best practices, and regulatory changes impacting rural business lending. Collaborate with IT and data engineering teams to ensure data quality, integrity, and accessibility for analytics purposes. Leading development of model methodologies, algorithms and diagnostic tools for testing model robustness, sensitivity, and stability. Desired Skills and Experience Experience of 3-10 years in R, Python, PL/SQL (Preferably MS SQL Server) Experience in BFSI domain, Indian Banks and NBFCs is a huge advantage. Good understanding of Micro Finance Credit Bureau data. Proficiency in statistics and other tools/languages - R, Python, SAS. Familiarity with relational databases and intermediate level knowledge of SQL. Ability to synthesize unstructured data and find actionable themes/insights using SAS/Python/R. Experience in Google Cloud Platform/ Google BigQuery/Vertex AI are a huge advantage. Strong problem-solving skills. Ability to connect business requirements to data-mining objectives and business benefit. Demonstrated ability in gathering requirements, designs, plans and estimates. Aptitude to learn and ability to think creatively to solve real world business problems. Knowledge in at least one of the following - Logistic regression models, Linear regression models, Stochastic models, Bayesian - Modeling, Classification Models, Cluster Analysis, Neural Network, Non-parametric Methods, Multivariate Statistics will be additional advantage. Why Work with L&T Finance Work for Bharat & INDIA : LTF is present in both Rural and Urban areas with products catering to remote villages and also urban cities, you will get to solve the real-world problem of both India & Bharat which will impact and change the lives of millions of customers. The candidate will not only touch the lives of extremely Rural India but will also have opportunity to shape the financial future of Gen Z. Work on Cutting Edge Tools/Techniques : We are sitting on verge of tech transformation and you will be using R/Python/Google Vertex AI & No/Low code Cloud analytics tool to perform Predictive and Prescriptive Modeling using AI techniques, Machine Learning techniques, Computer Vision, NLP, Text Analytics, Customer Segmentation, Time series analysis to work on areas like Risk Analytics, Fraud Analytics, Credit Analytics, Marketing Analytics etc… Industry Awards : Despite multiple Analytics awards, L&T Finance has been awarded with renowned “Best Firm for Data Scientists 2023” Award by Analytics India Magazine. This underlines the culture, technology hunger and impact of Analytics on Organizational growth. Collaborative & Learning Environment : You will get to work in collaborative and learning focused working environment where you will get the exposure to directly work with business leaders