Loan Officer

Tata Capital

1 - 4 years

1 - 4 Lacs

mangalore karnataka india

Posted:2 months ago| Platform: Foundit logo

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Skills Required

customer service microfinance relationship management business sourcing jlg model sales

Work Mode

On-site

Job Type

Full Time

Job Description

To ensure the achievement of disbursement targets with minimum delinquency

Identifying Joint liability Groups disbursed loans, to suit the target customers and geographies.
Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
Assess potential client base and product acceptability in new regions, areas opportunities for geographical expansion of operational areas.
Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
Undertake regular field visits, Centre Meeting and loan applicants
Maintaining portfolio quality by tracking controlling Normal dues, Nonstarters, Delinquency, Frauds.
Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
Ensuring weekly / daily meetings visit to centre

Fresher to maximum of 5yrs exp + as a sales officer in microfinance business

Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

Relationship management, Business sourcing
Flair for sales
Understand critical attributes of customer service

Education

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