10 Loan Assessment Jobs

Job Description: As a Business Development Executive at the company located in Irinjalakuda, your main responsibilities will include client acquisition, relationship management, loan assessment, sales, business development, loan documentation, compliances, customer support, retention, market research, and reporting. This full-time, permanent position requires you to work in a day shift. Key Responsibilities: - Client Acquisition & Relationship Management - Loan Assessment & Processing - Sales & Business Development - Loan Documentation & Compliances - Customer Support & Retention - Market Research & Reporting Qualification Required: - Educational Qualification: Plus Two (Higher Secondary - 1...

Company Description Muthoot Homefin (India) Limited (MHIL) is a Housing Finance Company registered with the National Housing Bank (NHB) and is a subsidiary of Muthoot Finance Limited, India's largest gold loan company. As part of The Muthoot Group, which has been serving customers worldwide for over 129 years, MHIL focuses on extending affordable housing finance to first-time homebuyers, particularly those from Economically Weaker Sections and Low-Income Customer Segments. Operating on a Hub and Spoke model with a centralised processing unit in Mumbai, MHIL ensures the highest level of due diligence, efficiency, and productivity in its operations. Role Description This is a full-time on-site...

You will be joining YSS Direct Credit, a company dedicated to supporting Micro, Small, and Medium Enterprises (MSMEs) by providing them with accessible and personalized financial services. The organization is focused on facilitating sustainable growth and economic development within the MSME sector, with a goal of contributing to the prosperity of both local communities and the nation as a whole. YSS Direct Credit envisions a future where women play a key role in driving economic development, facilitated by their specialized financial products and services. The company places a high priority on customer-centricity, integrity, innovation, collaboration, responsible lending, and community impa...

As a Credit Officer, your primary responsibility will be to verify whether all loan applications are assessed in accordance with the credit policy, and to ensure that any deviations are appropriately mitigated and documented. You will engage with customers through personal discussions and interviews, ensuring timely processing of all files while fostering strong relationships. Collaboration with the sales and operations teams will be essential for accurate data collection. Additionally, you will oversee the security creation process for secured loans, guarantee compliance with KYC guidelines mandated by the RBI, and evaluate credit applications to ensure adherence to credit parameters. Your ...

To underwrite mortgage business and manage the portfolio in assigned branch/location. Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios an...

To underwrite mortgage business and manage the portfolio in assigned branch/location. Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios an...

To underwrite mortgage business and manage the portfolio in assigned branch/location. Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios an...

To underwrite mortgage business and manage the portfolio in assigned branch/location. Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios an...

To underwrite mortgage business and manage the portfolio in assigned branch/location. Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios an...

As an Area Head - Business Development in the Debt Syndication & Advisory division of Centrum Group subsidiary, you are expected to have a total experience of 10+ years with a background in Graduation (Commerce) or Post Graduation (Finance). Your primary responsibility will be to drive sales by leveraging your strong Channel Partner/Connector network. Your role involves actively generating leads and business for various loan and debt products such as LAP, Business Loan, Working Capital Loan, Supply Chain Finance, Home Loan, etc. You should possess the ability to generate business both directly from clients and through connectors, DSAs, and channel partners like CAs, Bankers, and other interm...