5 Loan Agreements Jobs

As a Credit Administration and Operations professional, your responsibilities will include issuance and scrutinization of Facility related documents such as Loan agreements, Facility Letters, and Debtor Approval Letters. You will be required to conduct KYC and AML checks while liaising with correspondent factors for limits and seeking approvals from appropriate verticals for any deviations. Furthermore, you will collaborate with Business Development, Credit, Legal, Finance, and Operations teams to ensure smooth operations. Your role will involve creating securities as per Facility approval, maintaining Facility & Limits in Factoring systems, and updating the Credit Administration Manual. It is essential to comply with the activities outlined in the CAD Procedure Manual to maintain operational efficiency. In the Operations domain, you will be responsible for managing day-to-day activities related to Factoring/Trade Finance. This includes timely disbursements to clients, ensuring compliance with FCI Rules for International Factoring, and adhering to regulations set by statutory bodies for Factoring/Trade Finance. Additionally, you will oversee collection activities, monitor overdue accounts, and implement appropriate control measures. Your role will play a crucial part in maintaining the integrity of credit administration processes, ensuring operational efficiency, and upholding compliance standards in the Factoring/Trade Finance domain.,

The job involves various responsibilities related to Credit Administration and Operations: Credit Administration: - Issuing and reviewing facility-related documents, including conducting KYC and AML checks. - Preparing loan agreements and facility letters, including debtor approval letters. - Obtaining approvals from relevant departments for any deviations as required. - Liaising with correspondent factors regarding limits and coordinating with various teams such as Business Development, Credit, Legal, Finance, and Operations. - Creating securities in accordance with facility approvals and maintaining facilities and limits in the factoring systems. - Developing and updating the Credit Administration Manual to ensure consistency. - Ensuring compliance with the activities outlined in the CAD Procedure Manual. Operations: - Managing day-to-day operational activities for Factoring/Trade Finance. - Developing and updating the Operations Manual to streamline operations. - Ensuring timely disbursements to clients and compliance with FCI rules for international factoring. - Ensuring compliance with all applicable statutory bodies for Factoring/Trade Finance. - Managing collection activities, which includes monitoring, follow-ups, and controlling overdues to maintain financial health. The ideal candidate should have a strong understanding of credit administration processes, operational management, compliance requirements, and coordination with multiple internal teams. Effective communication, attention to detail, and the ability to prioritize tasks are essential for success in this role.,

As a Manager/Senior Manager in the Underwriting Department at a Fin-tech venture funded by the largest global investors located in Gurgaon, your primary responsibilities will include assessing borrowers" creditworthiness by conducting a comprehensive analysis of the industry segment, business model, financial statements, monthly MIS, and more. You will be expected to analyze cash flow statements, cash flow projections, EBIDTA sensitivity analysis, and engage with customers to structure transactions through credit enhancements and financial covenants. Conducting personal discussions with Founders, Promoters, and CFOs to gain insights into the current business model, fund-raising plans, and growth strategies is a key aspect of the role. Additionally, you will be required to benchmark borrowers" financial performance against industry standards, perform secondary research on management backgrounds, and regularly review covenants and portfolio performance to recommend corrective actions when necessary. Effective coordination with cross-functional teams such as Sales, Operations, Legal, Technology, and Customer Service is essential. Ensuring compliance with internal credit policies, RBI guidelines, and NBFC-specific regulations is also a critical part of the job. The ideal candidate for this role should have a keen interest in tech-driven credit decision processes, familiarity with various financial products like business loans, lines of credit, and dropline OD, and a strong grasp of financial statement analysis, accounting principles, cash flows, and financial ratios. Excellent critical thinking, decision-making, written and verbal communication skills are required, along with the ability to manage multiple stakeholders effectively. Candidates with an MBA in Finance or a CA qualification and 2 to 5 years of relevant experience will be preferred. Knowledge of drafting sanction letters and loan agreements will be considered an added advantage for this position.,

You will work alongside the Deal Team of a Global Asset Manager, supporting Infrastructure Debt investments across the U.S., Europe, LATAM, and APAC regions. This role involves taking exposure in loans/bonds securities, as well as direct and co-investments in Infrastructure Projects spanning various sectors such as energy, renewables, power, telecom, social infra, roadways, and airports. Your position will be part of the Credit Research Team. Your responsibilities will include comprehensive Portfolio Monitoring, involving the preparation of periodic Investment reviews for the invested portfolio. This will cover financial, operational, covenants, and compliance aspects, capturing key risks and mitigants, and providing analysis on performance updates. You will also be responsible for executing asset-specific consent, waiver, and amendment requests in a timely manner, while collaborating with Global Senior Asset Managers. Additionally, you will update and maintain Project Models, including Underwriting Models, to perform model sensitivities at the Asset level to facilitate asset management decisions. Regularly tracking and maintaining relevant scorecards for the internal rating exercise and external ratings of borrowers/relevant counterparties will also be part of your duties. Handling adhoc investor queries, managing relative workflows, maintaining/updating asset base trackers, and preparing summaries of news/events/third-party research reports relating to the Infra Debt portfolio will be essential tasks in this role. To succeed in this position, you must have 3-5 years of experience working in the project finance team of a top-tier investment or commercial bank, specialist advisor, credit rating agency, or an asset manager investing in energy or infrastructure. Financial modeling skills, including updating and maintaining forecast models, are required. Understanding of facility or loan agreements, presentation skills, quantitative skills, attention to detail, time management skills, and excellent written and verbal communication abilities are also necessary. An MBA or equivalent in Finance, CFA, or CA qualification is preferred. Advanced modeling skills will be considered an added advantage.,

Draft/review loan agreements, mortgages, and recovery notices. Represent the bank in DRT, SARFAESI, and civil court proceedings. Advise management on compliance with RBI, SEBI, and IBC regulations. Liaise with external advocates for litigation management. Ensure proper documentation for secured transactions (e.g., property titles). Handle customer legal queries related to defaults/foreclosures. Train staff on changes in banking/financial laws. Review vendor contracts (e.g., IT, security services) for risk mitigation. Maintain records of pending cases and legal expenses. Assist in due diligence for mergers/acquiring distressed assets.