Licensed Insurance Surveyor

• Maintaining confidentiality and neutrality without jeopardising the liability of the insurer and claim of the insured
• Conducting inspection and re-inspection of the property in question suffering a loss
• Examining, inquiring, investigating, verifying and checking upon the causes and the circumstances of the loss in question including extent of loss, nature of ownership and insurable interest
• Conducting spot and final surveys, as and when necessary and comment upon franchise, excess/under insurance and any other related matter
• Estimating, measuring and determining the quantum and description of the subject under loss
• Advising the insured about loss minimization, loss control, security and safety measures, wherever appropriate, to avoid further losses
• Commenting on the admissibility of the loss as also observance of warranty conditions under the policy contract
• Surveying and assessing the loss on behalf of insurer or insured
• Assessing liability under the contract of insurance
• Pointing out discrepancy, if any, in the policy wordings
• Satisfying queries of the insured/insurer and of persons connected thereto in respect of the claim/loss
• Recommending applicability of depreciation, percentage and quantum of depreciation
• Giving reasons for repudiation of claim, in case the claim is not covered by policy terms and conditions
• Taking expert opinion, wherever required
• Commenting on salvage and its disposal wherever necessary.
  

Key Skills

• Good Analytical and Problem Solving Skills
• Competence with reporting and information management tools, including MS Office (Excel/Word/Power point).
• Excellent Communication and writing skills
  

Educational Qualification

• B. Tech / B.E – Civil, Electrical and Mechanical
  

Experience

• Required 5Yrs experience as Insurance Surveyor