Job
Description
As a Risk Strategy Specialist at our company, your role will involve developing data-driven strategies and policies to enhance risk management, evaluate framework effectiveness, manage subject-specific dashboards, and mentor team members. Your strong analytical skills, proficiency in data tools, and deep understanding of consumer banking products and credit risk will be essential for success in this position. Your key responsibilities will include: - Driving tactical and strategic risk analytics for US bank Risk teams. - Developing risk policies for POS lending, BNPL, and credit cards. - Implementing comprehensive credit risk strategies to manage risk across various credit products. - Designing A/B testing frameworks using DOE to enhance risk management. - Leading the development of new rules and strategies by leveraging existing data, managing dashboards, analyzing trends, and performing ad-hoc analysis. - Performing policy analytics to ensure accurate customer targeting and recommending improvements to business strategies and risk policies. - Evaluating policy effectiveness, managing dashboards, and analyzing performance metrics. - Collaborating with cross-functional Risk Management teams, summarizing insights, and reporting to senior leadership. - Maintaining strong credit risk knowledge and managing projects with accuracy and timely delivery. - Mentoring and developing team members. To qualify for this role, you should have: - Educational Background: A degree in Statistics, Mathematics, Computer Science, or a related field (IIT/NIT preferred). - Industry Experience: 8+ years of proven experience in credit risk and analytics roles within banking, fintech, or financial services, with excellent team management and client-facing skills. - Technical Skills: Strong proficiency in SAS/Python and SQL, hands-on experience with Tableau/Power BI, Excel, and PowerPoint. - Analytical Skills: Strong analytical and problem-solving skills, past experience in statistical analysis, and knowledge of banking products. - Understanding of credit risk principles, regulatory requirements, and industry best practices. - Communication Skills: Strong communication and interpersonal skills, ability to collaborate effectively with stakeholders at all levels (technical/non-technical), and leadership experience in managing high-performing teams. Location: Gurgaon/Bangalore Thank you for considering this opportunity.,
