5 Jobs in Mandi Dabwali

Job Requirements Role/ Job Title: Area Debt Manager – Flows -Rural Assets Function/ Department: Debt Management Job Purpose The role bearer has the responsibility to manage a team and co-ordinate the operational recovery activities for an area credit portfolio in their assigned territory. It includes administration of corporate policies and procedures and ensure that front delinquencies are minimized. Working closely with the legal team so that they can provide sound legal advice on how to manage delinquencies that the company faces. The role bearer end to end collection responsibility for the collections of the area allocated contributing to the larger organizational objectives of the bank. This is a critical role that has a direct impact on the financial institution's budget planning. Roles & Responsibilities Responsible to handle an area for collections of specific products. Responsible for collection efficiency and cost of collections for the assigned area. Responsible to track & control the delinquency of the area, Bucket-wise & DPD wise and focus on non-starters. Responsible to review account allocations and collections targets by bucket to agencies/ in house team. Regularly follow up with the default customers through a dedicated team. Ensuring that the collection agencies and executives adhere to the legal guidelines provided by the law in force. Manage productivity by fixing productivity parameters for In-house / Agencies / collection executives monitoring performance against set parameters and daily reviewing the same. Making sure that there is adequate “Feet on Street” availability area-wise / bucket-wise / segment-wise. Ensuring that detailed background and reference check has been done of agencies / DCTs being appointed and evaluate them constantly. Collaborate with legal team to ensure legal action is taken on specified cases. Building relationships with key clients to ensure timely collections are made. Determine suitable tactics or strategies for timely collections. Education Qualification Graduation: Any Graduation Experience: 5 to 10 years of experience in collection Show more Show less

Job Requirements Role/Job Title: Relationship Manager-Kisan Credit Card Function/Department: Rural Banking Job Purpose The role entails providing financial solutions to meet the requirements of the KCC customers and ensure value added customer service. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing and deepening. The role bearer would be responsible for providing customers with the best in-class experience to become their banking partner of choice. The role bearer is responsible for NTB clients and manage the relationship for a designated branch contributing to the larger branch banking channel objectives. Responsibilities Roles & Responsibilities: Responsible for increasing liabilities size of relationship via balances in accounts of existing KCC customers and enhancing customer profitability by capturing larger share of wallet. Review the inflows and outflows in the mapped accounts and also proactively identify potential business opportunities. Establish closely connect with the existing customers through mailers and phone calls and share insights on the fluctuations in interest rates, exchange rates and various product offerings. Generate new sales leads for KCC customers through referrals from existing clients, brokers, etc. Responsible for acquiring new customers for KCC with a detail understanding of Credit assessment. Leverage knowledge on Liability, Fx, Trade and Client Relationship, Delinquency management, Relationship management and Analytical mind-set to increase volume of business. Managing portfolio effectively through continuous monitoring of accounts and renewals enhancement, retention and ensure Portfolio Hygiene with minimal open deferral and covenants. Develop a superior working relationship with Branch banking for cross leveraging and synergy optimization and work within the Overall Bank Eco System with other Stakeholders. Evaluate the growth strategy based on competitor analysis and feedback from different channels/customers. Recommend process changes in order to improve service efficiency and quality across the branch network. Demonstrated Ability in sales planning and conceptualize promotions and marketing initiatives. Understanding of Financial statements, Credit Assessment and title- security documents. Managerial & Leadership Responsibilities Attract and retain best-in-class talent for key roles in their reporting structure. Monitor key parameters on employee productivity, hiring quality and attrition rates and make necessary improvements. Enable teams to drive growth targets by providing necessary support. Education Qualification Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate. Experience: 4+ years of relevant experience. Show more Show less

Job Requirements Role/Job Title: Associate Relationship Manager-Home Loan Function/Department: Rural Banking Job Purpose To deliver a high-quality client service and customer retention. Enhance product sales and new client acquisition. Roles & Responsibilities Identifying New Markets, must work towards attracting new customers and generating leads through local activities like organizing canopy activities/leaflet distribution/cold calling and etc. To service, the leads referred by sales front/cross/selling or other channels. To deliver a high-quality client service and customer retention approach to managing client relationships to enhance product sales and new client growth targets. Achieve agreed individual performance targets for income generation, product sales and new client growth targets. Login to disbursement completion, fulfilment, counselling, and handholding the customer through the entire process of sanction and disbursement. Ensuring that customer doesn’t become a non-starter e.g. helping collections to recover EMI’s in case of default. Building the relationship in the Market by meeting the Local Builders, Business communities and new channels. Education Qualification Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate. Experience : 0 to 2 Years in NBFCs/Banking. Show more Show less

Job Requirements Job Title: Credit Manager-Mortgage Rural Company Name: IDFC FIRST Bank Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Retail Underwriting > Rural > Branch Credit Location: Mandi Dabwali, Haryana, India IDFC FIRST Bank is seeking a highly motivated and experienced Credit Manager-Mortgage Rural to join our Retail Banking team in Mandi Dabwali, Haryana, India. As a Credit Manager-Mortgage Rural, you will be responsible for managing the credit risk associated with mortgage loans in rural areas. Key Responsibilities Evaluate creditworthiness of potential borrowers in rural areas and make recommendations for loan approvals or denials Conduct thorough credit analysis and risk assessment to ensure compliance with bank policies and regulations Review loan applications and supporting documents to determine eligibility and creditworthiness Develop and maintain relationships with local real estate agents, builders, and other stakeholders to generate leads and increase business Monitor and manage the performance of existing mortgage loans in rural areas, including delinquencies and defaults Collaborate with other departments, such as Retail Underwriting and Branch Credit, to ensure efficient and timely processing of mortgage loans Stay updated on industry trends, market conditions, and regulatory changes related to rural mortgage lending Qualifications Bachelor's degree in Finance, Business Administration, or a related field Minimum of 5 years of experience in mortgage lending, with a focus on rural areas Strong understanding of credit risk assessment and underwriting principles Knowledge of local real estate market and regulations in rural areas Excellent communication and interpersonal skills Ability to work independently and handle multiple tasks simultaneously Proficient in Microsoft Office and other relevant software We offer a competitive salary and benefits package, as well as opportunities for career growth and development. Join our team at IDFC FIRST Bank and make a difference in the lives of our customers in rural areas. Apply now! Show more Show less

I have learnt lot of experiences about gold loans and schemes. How to interact with people and make communicate. Show more Show less