Institutional Credit Management (ICM) Underwriting Credit Risk Senior Analyst Officer

4 - 8 years

0 Lacs

Posted:2 weeks ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

As an Officer, Institutional Credit Management (ICM) Underwriting Credit Risk Senior Analyst - Officer Hybrid at Citi, you will be part of a team that offers extensive on-the-job training, exposure to senior leaders, and resources to support your growth and development. You will have the opportunity to expand your skills and make a difference at one of the world's most global banks. Additionally, you will be empowered to make healthy decisions, manage your financial well-being, and give back to the community through volunteerism. Key Responsibilities: - Provide analysis of a business" financial trends, indicators, and other client data for presentation to the Underwriting Manager - Manage the risk associated with new and existing borrowing relationships by performing spreads of client business financial statements, creating Customer Accounting Systems through Credit Platform, recognizing potential client risk through early warning systems, performing periodic financial statement reviews, tracking established financial covenants, monitoring compliance to borrowing base credit facility, and accompanying Underwriting Manager on customer site visits - Ensure compliance with Citibank policies to maintain satisfactory ratings from internal and external auditors - Appropriately assess risk when making business decisions, with a focus on safeguarding Citigroup, its clients, and assets by driving compliance with applicable laws, rules, and regulations Qualifications Required: - 4-5 years of previous experience in a financial institution with a focus on credit analysis and spreading software - Ability to analyze program results vs. expectations, develop strategies and criteria, and gather data for analysis - Bachelors/University degree or equivalent experience As a Credit Risk Intmd Analyst at Citi, you will be a developing professional dealing with problems independently and integrating specialty area knowledge with industry standards and practices. Your role will have a moderate but direct impact on the effectiveness of your team and other closely related teams. Strong analytical thinking, attention to detail, communication skills, and a focus on compliance with policies and regulations are essential for success in this position. Take the next step in your career and apply for this role at Citi today to join a family of dedicated individuals from around the globe.,

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