Infosys BPM is Hiring For Merchant Underwriter at Mangalore

Greetings from Infosys BPM Ltd.,

We are hiring for Merchant Underwriter in Mangalore.

• Job Location: Mangalore

• Qualification:

  Any Graduate

• Experience: 1-4 Years

• Shift :

  US Shift (WFO- Mandatory)

• Employment Type: Full-Time.

Responsibilities:

The Merchant Underwriter will be a member of the Merchant Management team. In this role, you will perform merchant underwriting for on-boarding of new merchants that wish to use our lending program.

Duties & Responsibilities:

• As a Merchant Underwriter, you will be responsible for evaluating merchant applications, performing risk assessments, and escalating complex cases as needed
• Analyze and interpret commercial and consumer credit reports.
• Analyze tax returns and other financial documentation to make the best credit decision possible.
• This role is critical in maintaining regulatory compliance, supporting business growth, and ensuring that merchant operations align with standards and policies.
• Perform a thorough investigation of credit information from credit reporting agencies and other sources to determine a merchants overall risk level.
• Communicate decisions and requests for additional information to Merchants.
• Periodic phone coverage as required for merchant verification calls.
• Review internal and external resources to determine if reputation or fraud risks are present.
• Adhere to established bank policies, company guidelines and all regulatory requirements.
• Provide excellent customer service within established service level agreements.

Required Skills & Qualifications:

• JL 2A : 1- 2 years/ JL3A: 2-4 years experience in underwriting, compliance, or risk management.
• Strong ability to assess complex risk factors and evaluate detailed business reports or financial data.
• Familiarity with CRM and underwriting tools.
• Strong ability to assess complex risk factors and evaluate detailed business reports or financial data.
• Familiar with reviewing financial statements and documents.
• Demonstrated effective time management and organizational skills.
• Strong verbal and written communication skills and ability to communicate across various lines of business.
• Proficient with Microsoft Office.
• Ability to work independently on routine, repetitive tasks and to handle multiple tasks simultaneously.
• Strong Internet research skills.

Preferred Qualifications:

• Underwriting experience.
• Bachelors or associates degree from an accredited institution.
• Educational and/or professional background in credit or underwriting.

Thanks & Regards,

Talent Acquisition Team

Infosys BPM Ltd