Global Credit Research Analyst (FinTech / SaaS)

Job Title: Global Credit Research Analyst (FinTech / SaaS)
Company: SwipeLoanLocation: Pune Employment Type: Full-time Experience: 13 yearsSalary: ?25,000 ?40,000 per month (based on experience)About the RoleSwipeLoan Global is building an AI-powered credit discovery and eligibility intelligence platform for international markets. We are looking for a Global Credit Research Analyst who will research lending ecosystems across countries and help us build structured eligibility logic for banks, NBFCs, and fintech lenders.This is a core foundational role that will directly shape our global product, pricing strategy, and launch roadmap.Key Responsibilities1. Country-Level Lending ResearchResearch banking, NBFC, and fintech lending ecosystems across different countriesUnderstand common loan products (personal loans, SME loans, BNPL, salary loans)Identify countries suitable for SwipeLoan Global launch2. Lender Eligibility & Policy MappingCollect lender-wise eligibility criteria such as:AgeIncome requirementsEmployment typeResidency / nationality rulesCredit score / bureau dependencyStudy application processes (online / app / branch)Document rejection reasons where publicly available3. Eligibility Logic & Data StructuringConvert lender policies into structured formats (Excel / Google Sheets)Help design basic rule-based eligibility filtersAssist in defining probability buckets (High / Medium / Low approval chances)4. Competition & Pricing ResearchResearch loan comparison apps / fintech platforms in target countriesStudy their monetization models (free, subscription, per-lead)Benchmark pricing and user willingness to pay5. Reporting & InsightsPrepare country-wise research reportsProvide recommendations on:Which countries to launch firstFree vs paid model suitabilityIndicative subscription pricingDeliverables (First 90 Days)Month 1Shortlist 57 potential countriesHigh-level lending ecosystem overview for eachMonth 2Detailed lender eligibility matrix for at least 3-4 countriesCompetition & pricing analysisMonth 3Draft eligibility logicSubscription pricing recommendationCountry launch priority reportRequired Skills & Qualifications13 years experience in:FinTech researchBanking / NBFC operationsConsulting / analyst rolesStrong internet research skillsExcellent Excel / Google Sheets skillsLogical and analytical thinkingGood written English (policy reading & documentation)Good to Have (Not Mandatory)Exposure to fintech / credit / lending platformsExperience with international market researchBasic understanding of loan products and credit policiesWhy Join SwipeLoanWork directly with foundersBuild global fintech product from ground upHigh learning exposure across countries & credit systemsOpportunity to grow into senior research / product roles