FINACPLUS GLOBAL SERVICES PRIVATE LIMITED

FinacPlus provides virtual business process services to various types of overseas clients and this position is to be part of the team which provides support to USA client from Mortgage Finance industry and looking to hire Finance Graduates / Postgraduates as Mortgage Analysts. RESPONSIBILITIES Should be able to read and analyze all deal related documentation, due diligence, and third-party reports. Manage the overall deal process and completion of all necessary tasks proactively, always within deadlines, being insightful, accurate and consistent. Should be able to understand the sizer template and basic UW guidelines. Ensure all completed work is saved and available to the entire deal team. Concisely and comprehensively communicate daily progress on work prioritized, work completed and items outstanding and necessary to move the deal forward to the deal team at least once, if not twice daily Be ready to consistently upgrade their technical knowledge and skills and change behaviors to improve performance. Work with your local manager and colleagues in a positive, constructive, professional, and open way, being prepared to listen, accept, and act on feedback. Support and assist the team. Acting as a Technical Coach and helping in developing others on the team. Understand key performance indicators and continuously work to exceed expectations. Perform any other tasks or projects as assigned. QUALIFICATIONS AND EXPERIENCE B. Com / BBA Post Graduate Degree in Finance, M.com, MBA etc., A range of 1.5 – 3 years of experience within a banking institution managing and underwriting a portfolio of commercial real estate loans with a focus on Freddie/Fannie/Bridge Lending Business relationship management skills and the ability to understand and anticipate the needs of respective business stakeholders. Demonstrate the ability to review contingencies. Strong knowledge of underwriting philosophy. SKILLS Strong Finance and Accounting skills, Loan Interest calculations, application of financial policies of the company. Excellent oral and written communication skills Ability to work independently and as part of a team. Strong Knowledge of MS Office applications. Strong Knowledge in using internet and web applications. QUALITIES Strong commitment to support overseas client with utmost care. Good team player with greater level of integrity Excellent communication skills to interact with customers and business partners of the client. Good team player with greater level of integrity, Maintains Strict confidentiality of Client’s Data and information. Self-Motivated and Tough task master. Quick learner and continuous learner of new technologies. LOCATION: Hi-Tech City, Hyderabad, TIMINGS: 1:00PM to 10:00PM IST SALARY RANGE: AS PER INDUSTRY STANDARD

Analyst – US Mortgage Compliance (HUD-1 and Alta) We provide virtual business process services to various types of overseas clients and this position is to be part of the team which provides Accounting support to USA client from Mortgage Finance industry. RESPONSIBILITIES Review & approve closing statements for each loan closing in various formats: HUD-1, Alta, Settlement Statement, Closing disclosure etc.. Will need to be able to calculate Escrow for taxes, insurance, and flood. Verify purchase price, interest, origination fees and other fees. Verify Loan fees, taxes, Insurance, HOI, Flood, payoff amounts, Make Entries in Excel,. These entries happen in multiple bank accounts and mostly focus on everything that happens during the life of the loan: Loan sales, fees paid and payoffs. Track, follow-up with Loan closers, Loan officers and Loan processors if required additional details to close the loan/ approve the HUD Work with the UW team, loan closers, Title companies for loan terms and loan fees. Keep loan tracking spreadsheet up to date using the application software. Able to calculate tax escrow Annual/ semi annual/ quarterly basis, search due date and tax amount in county website in needed Update and calculate HOI and Flood escrows , credit reports and verify bank statements , 401k accounts to ensure borrower has enough cash to close loan Review closing statements for loans, Work on other projects as needed. QUALIFICATIONS AND EXPERIENCE A range of 2 – 4 + years of experience in US mortgage legal compliance and post-closing Advanced Excel Skills like Pivot Tables, vlookups, hlookups, macros, etc., Business relationship management skills and the ability to understand the needs of business stakeholders. Demonstrate the ability to review contingencies, Strong knowledge of underwriting philosophy, techniques, filing regulations and guidelines, Excellent oral and written communication skills, including presentations to senior management, Bachelor's Degree in Finance, MBA, CFA, or other Post-Grad Degree a plus SKILLS Strong Finance and Accounting skills, Loan Interest calculations, application of financial policies of the company. Compliance with US Legal Regulatory Requirements related to client’s mortgage business Customer accounts reconciliation and Reporting, Implementation of strong Accounting Controls Advanced Excel customization skills, Report envisaging and presentation skills QUALITIES Strong commitment to support overseas client with utmost care. Excellent communication skills to interact with customers and business partners of the client. Good team player with greater level of integrity, Maintains Strict confidentiality of Client’s Data and information, Self-Motivated and Tough task master. Quick learner and continuous learner of new technologies. LOCATION: Hi-Tech City, Hyderabad, TIMINGS: USA Shift IST 5-30pm to 2-30am (EST 8am to 5pm)

You will be joining a dedicated team at FinacPlus that provides Mortgage Loan Management Services to Toorak Capital Partners from the Mortgage Finance Industry. Toorak Capital Partners is a leading integrated correspondent lending platform specializing in small balance business purpose residential, multifamily, and mixed-use loans in the U.S. and the United Kingdom. As a Draw Processing Analyst, your primary role will involve interacting with real estate developers (borrowers) and handling draw requests as per mortgage agreements. Your responsibilities will include maintaining client relationships, acting as a liaison between clients and the company for draw processing, resolving disputes, verifying construction progress, evaluating funding requirements, and communicating effectively with internal and external stakeholders to ensure project completion within budget and timelines. To qualify for this role, you should hold a Master's degree in finance or a related field, possess strong English language skills, have at least 5 years of customer-facing experience, and ideally, have knowledge of the mortgage and construction industries. Strong communication, analytical, organizational, and computer skills are essential for this position. This position is based in Hyderabad and offers a hybrid working model with working hours from 6:30 pm to 3:30 am IST. The salary range is competitive and will be the best in the industry. If you meet the qualifications and are interested in this opportunity, please send your application to resume@finacplus.com.,

As a Mortgage Analyst at FinacPlus, you will be an integral part of the team providing support to USA clients in the Mortgage Finance industry. Your role will involve analyzing deal-related documentation, conducting due diligence, and managing the overall deal process efficiently to ensure timely completion of tasks. Your ability to understand sizer templates and basic underwriting guidelines will be crucial in this role. It will be essential for you to communicate daily progress on work, prioritize tasks, and ensure that completed work is accessible to the entire deal team. You must be proactive in upgrading your technical knowledge and skills to enhance your performance continually. Collaboration with your local manager and colleagues in a positive and constructive manner, along with providing support to the team, will be key responsibilities. Your qualifications should include a Bachelor's degree in Commerce or Business Administration, along with a Post Graduate Degree in Finance such as M.Com or MBA. Ideally, you should have 1.5 to 3 years of experience in managing and underwriting commercial real estate loans within a banking institution, focusing on Freddie/Fannie/Bridge Lending. Strong knowledge of underwriting philosophy and business relationship management skills are essential for success in this role. To excel as a Mortgage Analyst, you must possess strong finance and accounting skills, including loan interest calculations and the application of financial policies. Excellent oral and written communication skills, the ability to work both independently and as part of a team, and proficiency in MS Office applications are required. Additionally, you should demonstrate a commitment to supporting overseas clients, exhibit integrity, and maintain strict confidentiality of client data and information. Your location for this role will be in Hi-Tech City, Hyderabad, with working hours from 1:00 PM to 10:00 PM IST. The salary range will be as per industry standards. If you are a self-motivated individual who is a quick learner, possesses excellent communication skills, and is dedicated to exceeding expectations, we invite you to join our team as a Mortgage Analyst at FinacPlus.,

Manager - Construction Project Assessment FinacPlus provides Virtual Business and Professional Services to overseas clients and this position is to be part of the dedicated team which provides Mortgage Loan Management Services to Toorak Capital Partners from Mortgage Finance Industry. About Toorak Capital Toorak Capital Partners is a multibillion-dollar integrated correspondent lending platform that funds small balance business purpose residential, multifamily, and mixed-use loans throughout the U.S. and the United Kingdom. Headquartered in Tampa, FL, Toorak Capital Partners acquires and manages loans directly from private lenders that originate high credit quality loans. Toorak Capital Partners’ principals have a deep understanding of mortgage credit in the residential and commercial space with backgrounds in real estate lending, capital markets, securitization, asset-liability management, asset management and credit. Toorak Capital Partners-funded projects have renovated or stabilized housing for more than 10,000 families to date – an average of more than 500 families every month. Position Overview Manager - Construction Project Assessment position analyzes and evaluates construction projects to determine whether the estimated scope, cost, and schedule are accurate to determine if reimbursement draw requests are warranted. Responsibilities Evaluates construction progress based upon on site pictures and submitted documentation to ensure the borrower(s) adhere to the original scope of work and compliance with the applicable codes and regulations. Serves as subject matter expert in support of draw management team by assigning percentage completion/construction progress to ensure appropriate release of funds using best practices. Assesses appropriateness of project schedule and milestones to ensure project completion prior to loan maturity. Assesses reasonableness of project labor requirements relative to the amounts budgeted. Considers construction methods being employed and determines cost-effectiveness relative to project budget. Communicates with leadership and stakeholders on the status of projects, raises awareness regarding thematic concerns to ensure the on-time and on-budget completion of projects. Critically evaluates the photos and other submitted documentation procured on-site to assess project status and assign completion percentage across all trades. Maintains open communication lines with the external stakeholders: loan originators and the borrowers, as needed. Qualifications Bachelor’s degree in architecture or civil engineering, master’s degree preferred. Licensed Architect who passed the AAT/ARE exam conducted by the Council of Architecture, or a Chartered Civil Engineer with the chartered engineer certificate from the Institution of Engineers-Not a Must 6-8 Years Project management and On-site experience in the construction site strongly preferred. Ability to interact successfully with owners, developers, and contractors through the various phases of planning, budgeting, and construction. Adept at identifying areas of risk and exposure when analyzing a project status. Superior organizational skills. Proficient with computer hardware and software including MS Office and MS Project. Strong Microsoft Excel skills required and must have the ability to summarize and present data efficiently. LOCATION: Hyderabad TIMINGS: 6:30pm to 3:30am IST SALARY RANGE: Best in Industry