Analyst US Mortgage Underwriting (Pre)

As an Analyst in US Mortgage Underwriting (Pre) at FinacPlus, you will be part of a team providing Mortgage Underwriting Services to clients in the Private Mortgage Lending industry in the USA. **Key Responsibilities:** - Work on US Mortgage Pre Underwriting Process - Examine and evaluate documents such as Credit & Background reports, Loan application forms, financial statements, entity documents, and all processing documentation. - Possess knowledge of all aspects of real estate including underwriting valuation, purchases/sales, due diligence, and legal, title, and escrow documentation. - Understand property appraisal reports, insurance, title review, and various facets of a construction loan from small renovations to ground-up construction. - Interface with all departments to gather further information, quote rates, present proposals, and explain company underwriting policies. - Verify market comparables for both rental values and property sale values. - Develop and maintain an up-to-date knowledge of multiple loan product guidelines offered by the company and risk assessment tools used to decision loans. - Demonstrate the ability to assess risks and present recommendations to senior management for approval. **Qualifications and Experience:** - 2-4 years of experience in US Mortgage 12M/30 Year Loan Underwriting - Proficient in reviewing and analyzing Property Appraisals. - Strong knowledge of guidelines related to Fannie Mae and Freddie Mac. - Excellent oral and written communication skills, including presenting to senior management. - Bachelor's degree in finance, MBA, M. Com, or other post-Grad Degree in Finance is a plus. - Advanced Excel Skills The location of this position is in Hi-Tech City, Hyderabad. The work timings are from IST 5:30 pm to 2:30 am. The salary range offered is the best in the industry. If you are interested in this opportunity, please send your application to resume@finacplus.com.,