Field Loan Officer

Job Description – Field Loan Officer

Organization: Jeevan Dhara Microcare Foundation
Job Type: Full-Time
Location: Samastipur

Role Overview

The Field Loan Officer will be responsible for identifying potential borrowers, assessing loan applications, conducting field visits, and ensuring timely repayment. The role requires strong communication skills, field mobility, and a customer-centric approach.

Key Responsibilities

• Identify and enroll eligible clients for microfinance loans.
• Conduct field visits to verify borrower information and assess creditworthiness.
• Explain loan products, terms, and repayment schedules to clients.
• Collect required documents and complete loan application formalities.
• Monitor loan utilization and ensure timely collections/recovery.
• Build and maintain good relationships with clients and community members.
• Maintain accurate records and submit daily/weekly reports to the branch manager.
• Resolve customer queries and support clients throughout the loan cycle.

Required Qualifications

• Minimum 12th pass (Graduation preferred).
• Experience in microfinance, banking, or field sales (preferred but not mandatory).
• Ability to travel extensively within assigned areas.
• Basic computer skills (MS Office, mobile apps).

Key Skills

• Strong communication and customer-handling skills
• Fieldwork readiness and good networking ability
• Honesty, discipline, and target-orientation
• Ability to work independently and as part of a team

Salary & Benefits

• Competitive salary + incentives based on performance
• Travel allowance as per policy
• Training and career growth opportunities

How to Apply

Interested candidates can share their resume at contact 9153708493

Job Type: Full-time

Pay: ₹10,000.00 - ₹15,000.00 per month

Work Location: In person