1751 Disbursement Jobs - Page 20

Role & responsibilities KYC of documents CIBIL score check Loan Operations Preferred candidate profile

Responsible for building and development of internal team of sales officers and external channel partners. Responsible for achieving the sales and cross-sell targets, customer satisfaction, productivity and thus enhance profitability through the team of sales officers. Responsible for establishing of the Piramal brand and managing the sales and business development activities. Smooth functioning of lending process at the various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service. 4 to 6 years of experience of mortgage in NBFCs Ability to liaison & follow-up with external and internal stakeholders. Good written & verbal communication skills Experience of recruiting and training of sales team and channel partners Ability to work under tight deadlines.

This is very urgent opening and we require on immediate basis. Job Location - Banchari, Hodal(Palwal) Role & responsibilities 1. Day to day funds management tracker 2. Execution of daily banking transactions 3. LC / BG Issuance on time as per requirement of the business 4. Control over Interest and charges by best utilisation of lower cost limits 5. Day to day booking of entries in SAP & bank reconciliations. 6. Preparation of monthly cash flow with analysis. Key Responsibilities : Banking Operations : Transaction Processing : Oversee and manage daily banking transactions, including payments, receipts, fund transfers, and reconciliations. Bank Reconciliation : Perform regular bank reconciliations, ensuring that all transactions are accurately recorded and discrepancies are promptly resolved. Cash Management : Manage cash flows, monitor liquidity levels, and ensure optimal utilization of funds to meet operational needs. Vendor Payments : Process vendor payments, including checks, wire transfers, and electronic payments, ensuring timely and accurate settlement of obligations. Customer Transactions : Handle customer-related transactions such as deposits, withdrawals, and loan disbursements. SAP Expertise : SAP FI (Financial Accounting) : Utilize SAP FI module for managing general ledger, accounts payable, accounts receivable, and bank accounting functions. SAP Bank Accounting : Set up and maintain bank master data, manage house banks, and configure electronic bank statements in SAP. Integration : Ensure seamless integration of SAP banking operations with other financial modules (e.g., SAP Treasury, SAP CO) and external banking systems. Automation : Implement and maintain automated payment processes in SAP, including batch payments, direct debits, and auto-reconciliation. System Optimization : Identify opportunities to optimize SAP banking processes, enhancing efficiency and reducing operational risks. Financial Reporting and Compliance : Financial Reporting : Generate and review financial reports related to banking operations, such as cash flow statements, liquidity reports, and bank balances. Compliance : Ensure all banking operations comply with internal controls, company policies, and regulatory requirements. Audit Support : Prepare and provide documentation and reports for internal and external audits related to banking transactions and reconciliations. Risk Management : Fraud Prevention : Implement and monitor controls to prevent fraud, unauthorized transactions, and financial losses. Risk Assessment : Regularly assess and mitigate risks related to banking operations, such as credit risk, liquidity risk, and operational risk. Relationship Management : Bank Liaison : Act as the primary point of contact between the company and its banking partners, managing relationships and resolving any issues that arise. Negotiations : Negotiate banking terms, fees, and services to ensure favorable conditions for the company. Training and Support : User Training : Train and support team members in using SAP for banking operations, ensuring they are proficient in the system's functionalities. Documentation : Maintain detailed documentation of banking procedures, SAP configurations, and operational workflows. Perks and benefits Alternate Saturday is Off (2nd & 4th)

Job Description: We are hiring a senior professional with minimum 12 years of experience in New Car, Used Car, Auto Loan or Car Loan domain. Key Responsibilities: Drive car loan business through dealer network (new & used car) Manage large on-ground sales team (BDMs, RMs, Executives) Build & maintain strong relationships with dealerships Ensure monthly disbursement & penetration targets are achieved Monitor team productivity, portfolio quality, and PDD norms Coordinate with credit, operations, and collection teams Market mapping, competitor analysis, and new channel onboarding Desired Candidate Profile: 12+ years of experience in Auto Loan / Car Loan / Dealer Finance / New or Used Car Sales Must have worked with NBFCs, Banks, or Car Dealers Team handling & regional sales exposure preferred Strong relationship with local dealers Apply now simran.goyal@in.experis.com or DM for details 8383087401

Role & Responsibilities Key Responsibilities: 1. Lead Conversion: Convert Home Loan and Mortgage leads into field appointments, ensuring a smooth transition throughout the process. 2. End-to-End Management: Oversee the entire process of converting Home Loan and Mortgage leads into loan disbursals, ensuring compliance with regulations and policies. 3. Relationship Management: Cultivate and maintain strong relationships with Banks and NBFCs, collaborating closely to streamline loan processing and resolve any issues promptly. Job Role: 1. Experience Requirement: Candidates should possess a minimum of 1 year of experience in Home Loan. 2. Client Interaction: Meet with loan applicants to understand their requirements, collect necessary information, and guide them through the loan application process. 3. Loan File Analysis: Regularly analyze active loan files, identifying bottlenecks, and proposing solutions to expedite the loan approval process. 4. Contract Completion: Assist clients in completing loan contracts, ensuring thorough understanding of policies and regulations. 5. Financial Assessment: Conduct interviews with applicants to assess financial eligibility and establish feasible debt payment plans. 6. Record Management: Maintain accurate and updated account records, ensuring compliance with regulatory standards. 7. Application Submission: Submit loan applications to relevant institutions in a timely manner, adhering to all necessary protocols 8. Proposal Preparation: Prepare comprehensive loan proposals, highlighting key terms and conditions for clients' consideration. 9. Application Review: Evaluate loan applications, identifying deficiencies and providing clear explanations to applicants in case of rejection. 10. Issue Resolution: Address applicants' queries and concerns promptly, resolving any loan-related issues to ensure customer satisfaction. Qualifications: Minimum 1+ year of experience in Home Loan and Mortgage operations. Strong interpersonal skills with the ability to effectively communicate with clients and stakeholders. Proficiency in analyzing financial data and interpreting complex loan documents. Detail-oriented approach with a focus on accuracy and compliance. Ability to work efficiently in a fast-paced environment, managing multiple tasks simultaneously. Knowledge of relevant laws and regulations governing the Home Loan and Mortgage industry. Bachelor's degree in Finance, Business Administration, or related field preferred. Kindly share your resume at -- mithalipal@paisabazaar.com

JOB DESCRIPTION Business Manager-Frontline Location : Gurgaon Experience : 1+ years About Ambak Ambak is revolutionizing home finance with cutting-edge distribution solutions that enhance the experience for customers, financiers, and intermediaries by partnering with real estate developers, providing faster loan approvals through our extensive lender network, which boosts sales and improves customer experience Founded by industry leaders from Axis Bank, Uber, Cars24, PolicyBazaar, Freecharge, and more, we are on a mission to make home financing in India simpler, faster, and more transparent With operations expanding across India and we are now hiring a Business Manager-Frontline to fuel our next phase of growth. About the job Pitch our home loan solutions to potential customers, offering tailored solutions based on their financial profiles You will manage the complete loan process, from collecting necessary documents to coordinating with banks and customers, ensuring seamless and timely loan processing Your efforts will directly contribute to providing exceptional customer experiences and driving conversions . Major Job responsibilities would be as under: Engage with customers to understand financial needs and drive loan conversions Collect accurate loan application information and documents, ensuring compliance Visit customers as needed based on application requirements Guide customers on the loan process, TAT, and document requirements (KYC, etc) Adhere to organizational TAT, SLAs, and SOPs to maximize quality and conversions Possess in-depth knowledge of products and financiers, advising customers on the best options Who is an ideal fit: What We Offer: 1-5 years of experience in home loan/LAP sales (Banks/NBFC/Fintech) Be a founding enabler in redefining home financing in India Drive impact in a a global VCs backed, high-growth fintech Build strategies from ground up Excellent interpersonal and communication skills Proficient in Microsoft Office Work closely with visionary leaders and disrupt traditional operating procedures Willing to conduct customer visits when required Quick to adapt to new systems Your Success Partner: People and Culture Team

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To drive sales and ensure business targets are achieved. Good understanding of PL and BL Unsecured products. Minimum-1 to 2 yrs of expereince in retail banking/NBFC space Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals Maximize sales through a network and relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Align with the team on ground lead generation activities for Sales. Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems.

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals o Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Key Objective of the Job: Credit analysis of proposal and preparation of credit notes. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality. Meeting new customers and existing customers on regular basis Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures Ensure continuous monitoring for all high value exposures in the region. Major Deliverables: Quality of Credit Underwriting Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc Portfolio Monitoring To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc To raise early warning signals for exit of stress accounts and take due measures for timely exit. To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations.

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline

To drive sales and ensure business targets are achieved Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems Post Graduate/ Graduate in any discipline

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations.

Core Responsibilities: Sales Process Management o Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for home loan and LAP channel so as to ensure repeat business or referrals o Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Maximize number of APFs and increase penetration in the approved APF projects. o Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sales Planning and Team Management o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry & Governance o Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems. Qualifications: Graduate, Masters/Postgraduate

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations.

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations.