2828 Disbursement Jobs - Page 18

About The Role Kotak Mahindra Bank "¢Verification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit team. "¢Stamp Duty as per Legal Stamp Duty Grid is adhered too. "¢Limits & Collateral Maintenance. "¢CERSAI Maintenance. (Charge Creation & Release) Checker for Mortgage, Hypothecation & Intangible assets - basis terms of sanctions. "¢Updating of PSL for CCOD product basis the PSL template received from business along with TS / SL. "¢Insurance Policy Maintenance (basis terms of Sanction) - information to centrailzed insurance policy maintenance desk. "¢Preparation and releasing the D...

About The Role Kotak Mahindra Bank "¢Verification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit team. "¢Stamp Duty as per Legal Stamp Duty Grid is adhered too. "¢Limits & Collateral Maintenance. "¢CERSAI Maintenance. (Charge Creation & Release) Checker for Mortgage, Hypothecation & Intangible assets - basis terms of sanctions. "¢Updating of PSL for CCOD product basis the PSL template received from business along with TS / SL. "¢Insurance Policy Maintenance (basis terms of Sanction) - information to centrailzed insurance policy maintenance desk. "¢Preparation and releasing the D...

About The Role Kotak Mahindra Bank Job Role "¢Verification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit team. "¢Stamp Duty as per Legal Stamp Duty Grid is adhered too. "¢Limits & Collateral Maintenance. "¢CERSAI Maintenance. (Charge Creation & Release) Checker for Mortgage, Hypothecation & Intangible assets - basis terms of sanctions. "¢Updating of PSL for CCOD product basis the PSL template received from business along with TS / SL. "¢Insurance Policy Maintenance (basis terms of Sanction) - information to centrailzed insurance policy maintenance desk. "¢Preparation and releas...

About The Role Job Role Verification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit team. Updating of PSL for CCOD product basis the PSL template received from business along with TS / SL. Insurance Policy Maintenance (basis terms of Sanction) - information to centralized insurance policy maintenance desk. Preparation and releasing the Disbursement Advice to Loan Maintenance Team for disbursement of loans in LPS. Limit loading Instructions (LLI) to Treasury team for treasury products & CMS team for CMS products. Insertions (documents received post disbursement). Deferral Closure...

About The Role Kotak Mahindra Bank "¢Verification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit team. "¢Stamp Duty as per Legal Stamp Duty Grid is adhered too. "¢Limits & Collateral Maintenance. "¢CERSAI Maintenance. (Charge Creation & Release) Checker for Mortgage, Hypothecation & Intangible assets - basis terms of sanctions. "¢Updating of PSL for CCOD product basis the PSL template received from business along with TS / SL. "¢Insurance Policy Maintenance (basis terms of Sanction) - information to centrailzed insurance policy maintenance desk. "¢Preparation and releasing the D...

Primary Responsibilities: Credit Management Policy ProcessesMaintains Credit policy and process adherence in the Branch Coordinate with Legal Technical Agencies Underwriting Carry out detailed business analysis and recommend a proposal to the delegated authority Visit each case within prescribed TAT Prepare CAM and Financial Analysis for the caseVisit neighbours suppliers customers for the reference checksVisit property and conduct due diligence in identifying the property Location - Ahmedabad, Akurdi,Ambarnath,Anand,Aurangabad,Vadodara,Bhavnagar, Bhiwani, Bhusawal, Borivali, Chandrapur,Chowk,Dombivli, Gandhidham,Gondiya, Himatnagar, Hyderabad, Jalgaon,Jalna,Jamnagar,Kolhapur,Latur,Mehsana, ...

Customer Relationship Officer - Micro Banking - Bangalore & Mysore Cluster GRADE O/AM-I/AM-II DEPARTMENT MICROBANKING REPORTS TO Assistant Customer Relationship Manager ROLE PURPOSE & OBJECTIVE Manages banking relationship with 650 families within the geographic area of control by offering full range of banking services Directly responsible to acquire new customers for Group Lending (GL) business and servicing existing customers Upsell loans to right customers and family members based on requirement and capacity to repay Offer and onboard Savings Accounts and other deposit products to customer, their family members and their references Deliver prompt customer services; be accessible to custo...

ROLEPURPOSE & OBJECTIVE LoanOfficer- Secured LOANS Managingsecured loans of assigned URC/SFB branch Planningand organizing micro marketing activities for leads and business Lookingfor Early Warning Signals and informing the same to corporateteam for timely corrective action in asset business SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE CustomerBase 70 Customers Approximately Portfoliosize approx. 5 Crs Customerrelationship building Collections Leadgeneration Marketingactivities KEYDUTIES & RESPONSIBILITIES OF THE ROLE Business: ManagingAsset Products- managing Kisan Credit Card, Agri EnterpriseLoans, other secured loans Knowledgeon process and products- mortgage processes of the state in ...

ROLEPURPOSE & OBJECTIVE Underwrite Micro Mortgage in both SFB and URC branches Sanctionor recommend loans up to Rs. 10 Lakh with proper justificationbased on the product features and credit policy matrix Ensurecredit policies and processes of secured products of Micro /Rural banking vertical are followed effectively by branch staff Coordinatewith legal and technical vendors for their expert opinion reports EnsureLegal opinion and technical valuation reports are interpretedproperly while sanctioning these secured loans Interpretationof Property documents (Residential/commercial property), aware ofthe property value as per market and government value for LTV Conductthe risk assessment of the c...

ROLE PURPOSE & OBJECTIVE Managing End to End sales life cycle of tapping prospects through marketing activities, understanding their requirement and rendering advice Negotiating commercials, timely disbursement of loan and providing other Bank Products. Implementing tactics to enhance market penetration through DSA channels & marketing activities. To set up distribution DSA channel involving in DSA empanelment & handling cases referred by DSAs directly. Applicable to all loan officers with 12 Months of service SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE Cost of hiring and placing new Relationship Officers at Branches Operational Cost of managing the Conveyance and Claims of Relationsh...

ROLEPURPOSE & OBJECTIVE ManagingEnd to End sales life cycle of tapping prospects throughmarketing activities, understanding their requirement andrendering advice Negotiatingcommercials, timely disbursement of loan and providing other BankProducts. Implementingtactics to enhance market penetration through Bank branches,Connectors, customer referrals and marketing activities. Toset up distribution through builder Empanelment (APF), Applicableto all loan officers with 12 Months of service SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE Costof hiring and placing new Relationship Officers at Branches OperationalCost of managing the Conveyance and Claims of RelationshipOfficers Costof procurement ...

I. ROLE PURPOSE & OBJECTIVE 1. As Sales Manager, he/she will be responsible for achieving Business targets and managing healthy Portfolio, by ensuring timely repayments and controlling customer exits. 2. This role seeks to drive business volume through the Direct Sales Agent (DSA) channel II. SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE Monthly Business volume as per the business target. X-Bucket Collections as per defined norms Insurance cross-sell coverage on 100% of customers Family SA and Business CA sourcing Coordination with Credit Manager for case approval and CAD and Operations for case disbursement. Maintains Daily sales report and sharing with supervisor. Maintains DSA tracke...

Business Underwrite Micro Mortgage in the field through thorough assessment and personal discussion with borrower and / or co-borrower Underwrite IL loans in SFB and URC branches to understand the geography and segment Sanction or recommend secured loans up to Rs. 10 Lakh with proper justification as per product features, credit policy and based on approval rights Conduct farm lands, business place, office, and residence verification of the applicants based on the product and purpose of the loan Assess repayment capacity, character and cash flow of the applicant. Conduct reference checks with customers /suppliers / vendors / dealers. Ensure collection of relevant and proper documents. Ensure...

Primary Responsibilities: Business Financials Meet the set targets on GL in terms of open market acquisition and repeat GL loansConvert GL customers family member and referrals for Family Banking in terms of opening Savings Accounts and maintaining minimum balance Actively source term deposits FD and RD from Family members of GL customers Offer suitable Insurance products to customer and family members to provide adequate insurance coverage Identify GL customers who can be potentially given Individual loans either unsecured secured Service Unsecured IL requirements of the customer Refer quality leads of Secured loans to respective loan officersShare customer insightsproduct related feedback ...

Role & responsibilities To handle Team and day to day trade transactions, understanding client requirements, Co-ordination with cpc for transaction processing and discrepancy resolution Dealing and co-ordinating with various business groups within the bank, Ensuring error-free and timely execution of trade transactions. Ensuring compliance and internal guidelines are being adhered to Co-ordinating with clients /Corr Banks for getting the queries raised by Trade Finance / CMS •Operations resolved in a timely manner. Issuance of Letter of credit. Initial scrutiny of documents for Trade before sending the documents to CPC for further processing. Attending to front-end requirements of corporate ...

Role & responsibilities Process Team Member within the Operations Process Management team will play a vital role in executing specific operational processes with precision, accuracy, and adherence to regulatory requirements. Reporting to the Process Leader, you will work collaboratively with your team to ensure operational excellence and contribute to the banks efficiency and customer satisfaction. As a Process Team Member, you will be a crucial part of the teams efforts to execute specific operational processes accurately and efficiently. Your commitment to quality, attention to detail, and compliance with regulations will contribute to the banks overall operational excellence, customer sat...

As a Loan Officer, you will be responsible for disbursement and collection activities. The ideal candidate for this position should have an Intermediate qualification and can be a fresher or have up to 1 year of experience. This is a full-time, permanent position with day shift and morning shift schedules. Some of the benefits you can enjoy in this role include cell phone reimbursement, health insurance, internet reimbursement, leave encashment, life insurance, and provident fund. You may also be eligible for performance bonuses and yearly bonuses based on your work performance. The work location for this position is in person.,

As a part of this role, you will be responsible for managing the login and disbursement processes, as well as coordinating with bankers for home loans, LAP (Loan Against Property), PL (Personal Loan), and BL (Business Loan) in the Ajmer location. Your duties will involve ensuring smooth and efficient processing of loan applications, maintaining communication with banking partners, and overseeing the disbursement of funds to qualified applicants. Strong attention to detail, excellent coordination skills, and a customer-focused approach will be essential for success in this position.,

You will be responsible for interpreting Credit Bureau Reports, assessing income, analyzing bank statements, and determining eligibility. Your role will involve interacting with customers to understand their needs and providing suitable solutions. Additionally, you will calculate Net Present Values of maturing assets using Excel sheets or programs. You must have knowledge of basic legal documentation and technical fundamentals related to loan acquisitions. Familiarity with the cash flow method for assessing NRI Loans and evaluating Self Employed Loans will be essential. Supervising non-sales staff and coordinators is also part of your responsibilities, including sanctioning, disbursement, an...

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals.o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivit...

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants...

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new ...

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new ...

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new ...

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.