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Deputy Manager - Business Loans - DMS

Deputy Manager - Business Loans - DMS

Bajaj Finance

2 - 3 years

6 - 10 Lacs

darbhanga

Posted:-1 days ago| Platform:

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Skills Required

management risk assessment legal risk payments

Work Mode

Work from Office

Job Type

Full Time

Job Description

Deputy Manager - Business Loans - DMS
About The Role
We are seeking a dynamic and results-driven Deputy Manager for our Business Loans division (DMS). The ideal candidate will be responsible for overseeing the end-to-end process of business loan management, ensuring operational efficiency, regulatory compliance, and exceptional client service. This role requires strong analytical skills, leadership capabilities, and a deep understanding of the business lending landscape. Key Responsibilities

Manage and supervise the business loans team, ensuring adherence to company policies and industry regulations.

Oversee the processing, approval, and disbursal of business loans, ensuring timely and accurate delivery of services.

Conduct detailed credit assessments and risk analysis for loan applications.

Develop and implement strategies to increase business loan portfolio and achieve sales targets.

Monitor and report on loan performance, identifying potential risks and developing mitigation strategies.

Establish and maintain relationships with clients, providing guidance and solutions tailored to their business needs.

Coordinate with internal departments such as Credit, Risk, and Operations to streamline processes.

Ensure compliance with all relevant legal, regulatory, and audit requirements.

Support in the development and training of team members to enhance productivity and service quality.

Stay updated on industry trends, market developments, and competitor activities.

Qualifications and Requirements

Bachelor’s degree in Finance, Business Administration, or a related field (MBA preferred).

3-6 years of experience in business loans, commercial lending, or related areas within the financial services sector.

Strong knowledge of lending products, credit analysis, and risk assessment procedures.

Excellent leadership, communication, and interpersonal skills.

Proficiency in MS Office and loan management systems.

Ability to work under pressure and meet tight deadlines.

Strong analytical and problem-solving abilities.

Work Environment

Full-time position based in an office environment.

Occasional travel to client locations as required.

Why Join Us

Opportunity to work with a leading financial institution.

Dynamic and inclusive work culture.

Career growth and professional development opportunities.

Competitive compensation and benefits package.

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Deputy Manager - Business Loans - DMS