DCS Credit Risk Analyst

Are you searching for a challenging opportunity to become a part of a dynamic and expanding team in a fast-paced environment This unique position offers you the chance to collaborate with the Business team to provide a comprehensive perspective. As a Credit Risk Analyst within the Dealer Commercial Services team, you will specialize in managing floorplan lines of credits, real estate loans, acquisition loans, working capital loans, and treasury products for over 500 franchised retail automobile dealers. Working within the Portfolio Risk Management team, you will collaborate with stateside Senior Underwriters and Credit Executives to ensure end-to-end risk management of the dealer commercial portfolio. Your role involves taking full ownership of the credit process, demonstrating multitasking abilities, meeting deadlines, and assisting partners in making customer and organization-centric decisions. Responsibilities include working closely with Senior Underwriters and Credit Executives on portfolio management activities, conducting detailed financial analysis of dealer financial statements on a monthly basis, utilizing various tools to identify and escalate early warning indicators, showcasing a comprehensive understanding of the assigned portfolio, preparing credit approval memos, and ensuring timely completion of documentation as per business and audit requirements. Required qualifications for the role include a minimum of 1 year of experience in Credit, Audit, Compliance, or Risk Management, the ability to collaborate effectively across functions, a Bachelor's Degree, and proficiency in Microsoft Word, Excel, PowerPoint, and Visio. Prior experience in the US Market and Auto industry is preferred, along with strong written and verbal presentation skills. Preferred qualifications include a Bachelor's Degree with a focus on Accounting, Finance, Business, or Economics, an MBA in Finance, or Professional Certification in Finance/Accounting/Risk. Join our team and be a part of an exciting journey in the world of credit risk analysis.,