Credit & Operations Manager

Role Overview: As the Credit and Operations Head at the company, you will be responsible for building and overseeing the Credit and Operations functions. Your key deliverables will include leading a team of Credit & Operations Officers, managing the quality and turnaround time of loan proposals, and enabling business growth. You will also provide inputs for the creation and refinement of the Credit policy and support various risk, credit, business, and technology initiatives. Key Responsibilities: - Lead a team of Credit & Operations Officers - Manage the quality and turnaround time of loan proposals - Enable business growth - Provide inputs for the creation and refinement of the Credit policy - Support various risk, credit, business, and technology initiatives Qualifications Required: - Hold a CA/MBA degree - Have 10-14 years of relevant credit/risk experience in reputed NBFCs or Commercial Banks - Expertise in credit practices and products in small ticket lending, such as LAP, Home Loans, and unsecured loans - Possess local market knowledge of key industries, acceptable collateral, high-risk areas, and a thorough understanding of legal documentation Additional Details: This position offers a competitive salary ranging from 10 Lac to 20 Lac per annum, based on qualifications and experience. Candidates with experience in both Operations and Credit will be given preference. Your role will require you to drive the Credit and Operations functions to ensure regulatory compliance, efficient underwriting, transaction documentation, disbursements, banking operations, and reporting. Your contribution will be critical in shaping the success of the company's financial services and banking operations. If you are a proactive and result-oriented professional with a strong background in credit and operations management, we invite you to apply for this exciting opportunity.,