Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit

As part of the Credit Team for Working Capital Finance, you will be responsible for managing a team of Credit Managers and underwriting proposals for Working Capital Finance, both Fund and Non-Fund based. Your role will involve ensuring the quality of underwritten cases meets the desired level, thereby contributing to the achievement of branch business targets through proper training. Additionally, you will be required to visit customers for personal discussions, deal structuring, and evaluate proposals for Home Loans and Loan against Property. You must possess a qualification as a Chartered Accountant (CA) with relevant underwriting experience. Technical underwriting experience, analytical skills, and a minimum of 2-4 years of experience in relevant working capital products are desired for this role. Being able to handle time-bound activities effectively, being an effective team player, and demonstrating a sense of urgency and keenness to learn are key attributes required for success in this position. Furthermore, you will be responsible for studying monitoring reports, maintaining portfolio quality, making decisions within defined Turnaround Time (TAT), and coordinating with sales, operations, legal, technical, and customer service departments. An understanding of property-related aspects such as legal title and market value of the property is considered an added advantage for this role. If you are looking to join a dynamic team where you can apply your underwriting skills, analytical abilities, and contribute to the growth of working capital finance, this role may be the perfect fit for you.,