Credit Manager - Auto Loans

As a Credit Analyst, your primary responsibility will be to research and assess the creditworthiness of clients. You will be tasked with creating credit scoring models to effectively predict risks associated with lending. Based on your analysis, you will have the authority to approve or reject loan requests, taking into account the credibility of the clients and the potential revenues and losses involved. Additionally, you will be in charge of calculating and setting interest rates, as well as negotiating loan terms with clients to ensure a mutually beneficial agreement. It will be essential for you to maintain accurate records of loan applications and follow up with clients to manage debt settlements and loan renewals in a timely manner. Furthermore, you will play a crucial role in ensuring that all lending procedures strictly adhere to regulatory guidelines. Regularly developing, reviewing, and updating the company's credit policies will also be part of your duties to maintain compliance and efficiency in credit operations.,